# Assistant Treasurer at EarnIn

EarnIn is hiring an Assistant Treasurer in Mountain View, United States. It pays $213k-$261k a year and Level rates it Little AI ●○○○; you can [apply on EarnIn](https://jobsbylevel.com/go/1f45bdb9-a2bf-44ed-93c0-dec1332cb2f7?utm_medium=ai-agent).

AI Level 1, AI centrality 36 out of 100. Mountain View, US.

## Details

- Company: [EarnIn](https://jobsbylevel.com/companies/earnin)
- AI level: AI Level 1 (score 36 out of 100)
- Location: Mountain View, US
- Salary: $213k-$261k
- Posted: October 26, 2026
- Apply: https://jobsbylevel.com/go/1f45bdb9-a2bf-44ed-93c0-dec1332cb2f7?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=assistant-treasurer-at-earnin-2dcb0d

## Description

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking an Assistant Treasurer to join our lean, high-impact Treasury team and report to the Treasurer. Our Treasury team runs day-to-day cash, debt, and banking operations. This is an individual contributor role with no direct reports, but you will share leadership responsibilities as the most senior individual reporting to the Treasurer. You will review and approve the Treasury team’s work, with enough hands-on depth to check it closely, and you will own the analytics, processes, and controls for our asset-backed warehouse facilities, corporate facility, cash, and liquidity. You will partner with the Treasurer on lender and partner negotiation, diligence, and financing execution, and with Product and Engineering on our payment rails and product rollouts. We need someone who understands the big picture, has strong financial judgment, can dig into the details, and can clearly explain issues in a highly dynamic environment to audiences across the company and external partners. Treasury experience within a FinTech or other financial institution is highly valued. As a senior individual contributor, you will also help set how Treasury uses AI. The US base salary range for this full-time position is $213,210 - $260,590 + equity + benefits. Our salary ranges are determined by role, level, and location. This position is open to hybrid applicants based in the SF Bay Area. This role will require in-office work 2-3 days a week. WHAT YOU'LL DO Debt Operations and Capital Structure Review and approve advances, paydowns, and borrowing base calculations across our warehouse facilities and corporate facility, with a focus on optimizing our cost of funds Review daily and transactional operational reporting for lenders and backup servicer, including cash recycling, servicer reports, and allocation of assets across facilities, before it goes out Review and sign off on all compliance reporting; monitor covenant headroom and own debt compliance Partner with the Treasurer in lender and partner negotiation, diligence, and financing execution, including term sheet analysis, data room preparation, lender Q&A, legal documentation, and support for corporate development deals Partner with Risk and Product to ensure servicing and underwriting policy changes are reflected in eligibility criteria and lender reporting Ensure annual lender examinations are completed on time with no significant findings Partner with Engineering to develop and enhance debt-related reporting in accordance with lenders' requirements Cash Operations and Liquidity Review and approve daily cash positioning and transfers to ensure proper funding, with appropriate segregation of duties Review and challenge short-term cash and liquidity forecasts, including back-testing and improving accuracy over time, and make liquidity decisions Design and oversee the control framework for cash management and payments, including maker-checker discipline, signatory governance, and bank account entitlements and KYC Banking, Payments, and Product Partnership Serve as the escalation point for banking, debt, and payment partners when reporting or operational problems arise, and step in directly when needed Provide backup coverage for cash, debt, and

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Source: https://jobsbylevel.com/jobs/assistant-treasurer-at-earnin-2dcb0d

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