# Assistant Vice President.Retail Risk Analytics-Risk Management at Mashreq

Mashreq is hiring an Assistant Vice President.Retail Risk Analytics-Risk Management for a remote role open to applicants in India. Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/5e1df2bc-7e09-4fe5-bc5a-30f0690b8f61?utm_medium=ai-agent).

AI Level 1, AI centrality 11 out of 100. Remote (Bengaluru, Karnataka, India).

## Details

- Company: [Mashreq](https://jobsbylevel.com/companies/mashreq)
- AI level: AI Level 1 (score 11 out of 100)
- Location: Remote (Bengaluru, Karnataka, India)
- Posted: October 14, 2026
- Apply: https://jobsbylevel.com/go/5e1df2bc-7e09-4fe5-bc5a-30f0690b8f61?utm_medium=ai-agent

## Prepare for this job

The job page lists 2 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/assistant-vice-president-retail-risk-analytics-risk-management-at-mashreq-e85056

## Description

Key Result Areas • Responsible for the development, implementation, and maintenance of credit risk models and scorecards, including PD, LGD, and EAD across the retail portfolio lifecycle (acquisition, behavioral, collections). • Lead the design and enhancement of credit risk modelling frameworks, incorporating scorecards and appropriate statistical/analytical techniques to support underwriting and portfolio management decisions. • Monitor, document, and communicate the performance, assumptions, and limitations of credit risk models to stakeholders, ensuring transparency and model interpretability. • Perform model monitoring, backtesting, and periodic recalibration, ensuring models remain accurate, stable, and compliant over time. • Provide recommendations for model redevelopment or enhancement based on portfolio trends, data drift, and emerging risk patterns. • Prepare and support Basel regulatory reporting, including RWA estimation and model-related submissions aligned with internal and regulatory requirements. • Lead/support IFRS 9 ECL modelling, including staging, macroeconomic overlays, scenario-based expected credit loss estimation and stress testing including climate risk. • Deploy credit risk models into production systems / rating platforms, working closely with IT and data teams to ensure data integrity and system robustness. • Support design and implementation of credit risk strategies and decision rules (e.g., cut-offs, risk segmentation, line management) aligned with model outputs. • Perform and oversee model validation and testing activities (functional, statistical, and regulatory) prior to deployment. • Establish robust model governance practices, including documentation, audit trails, and compliance with regulatory standards. • Identify opportunities to enhance credit risk models using advanced analytics or machine learning techniques, where appropriate and justifiable. • Establish MLOps standards for model deployment, monitoring, versioning, and performance tracking in production environments. • Develop data-driven insights to monitor portfolio quality, risk trends, and early warning indicators. • Collaborate with policy, finance, and business teams to support portfolio optimization, provisioning, and capital management decisions. • Ensure timely communication of model performance, validation findings, and risk insights to senior management and committees. • Mentor junior analysts and contribute to building a strong, technically sound credit risk modelling team. • Perform other duties as assigned. Operating Environment, Framework and Boundaries, Working Relationships Regular interaction and working relationship with: • Retail Credit Policy • Segment Heads – Business & Marketing • Group Finance and CAD • Credit Systems / IT / Data Teams • Model Validation, Internal Audit, and Compliance • Regulatory stakeholders (where required) • Executive Management / Risk Committees Problem Solving Candidate must: • Demonstrate strong analytical and structured problem-solving skills in credit risk modelling and portfolio analytics • Possess deep understanding of credit scorecard development, validation techniques, and model risk management practices • Have strong end-to-end experience in model development, validation, implementation, and performance monitoring • Be able to diagnose model performance issues (e.g., drift, instability, segmentation breakdown) and recommend corrective actions • Demonstrate technical proficiency in SAS, SQL, and Python/R, particularly in handling large datasets • Exhibit strong stakeholder management skills and ability to communicate complex modelling concepts clearly • Translate quantitative outputs into practical business and risk decisions Decision Making Authority & Responsibility • Responsible for ownership of credit risk models and scorecards across the retail portfolio • Ensure models remain compliant with CBUAE Model Management Standards (MMS/MMG), IFRS 9, and Basel requirements •

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/assistant-vice-president-retail-risk-analytics-risk-management-at-mashreq-e85056

Source: https://jobsbylevel.com/jobs/assistant-vice-president-retail-risk-analytics-risk-management-at-mashreq-e85056

## Cite this page

Level. https://jobsbylevel.com/jobs/assistant-vice-president-retail-risk-analytics-risk-management-at-mashreq-e85056.

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