# Associate Director, Payments/Scheme Economics at Airwallex

Airwallex is hiring an Associate Director, Payments/Scheme Economics in Amsterdam, Netherlands. Level rates it Little AI ●○○○; you can [apply on Airwallex](https://jobsbylevel.com/go/8a418e63-3485-4451-be58-d4ff8c0c950d?utm_medium=ai-agent).

AI Level 1, AI centrality 31 out of 100. NL - Amsterdam.

## Details

- Company: [Airwallex](https://jobsbylevel.com/companies/airwallex)
- AI level: AI Level 1 (score 31 out of 100)
- Location: NL - Amsterdam
- Posted: September 11, 2026
- Apply: https://jobsbylevel.com/go/8a418e63-3485-4451-be58-d4ff8c0c950d?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=associate-director-payments-scheme-economics-at-airwallex-3abcf6

## Description

About Airwallex Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,700 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating principles to see it in full. How you'll make impact You'll own the integrity, visibility and management of Airwallex's payment costs, starting with card scheme fees and interchange fees across Visa and Mastercard. You'll turn complex network rules into accurate configurations, financial insight and commercial decisions. Own payment-cost integrity across scheme fees, interchange and network rules, translating changes into clear financial, product and operational requirements. Build accurate fee tables, eligibility criteria and transaction-level logic with Product and Engineering, ensuring cost calculation, allocation and customer billing reflect current network rules. Develop models and analytics across markets, products, payment methods and transaction types to identify margin drivers, anomalies, leakage and opportunities to improve payment economics. Drive structural cost and margin optimisation through transaction qualification, BIN routing, cost configuration and other levers, while shaping pricing, product design, market launches and commercial strategy. Strengthen governance, testing, reconciliation and automated controls, comparing expected costs with actual network charges and driving root-cause resolution. Serve as the escalation point for scheme pricing, interchange and rule-related questions, working directly with Visa, Mastercard and other payment partners where required. You'll work from our Amsterdam office three days a week. What we're looking for Essentials 7+ years of relevant experience in payments, acquiring, issuing, card networks, payment infrastructure or related roles, ideally within a global PSP, acquirer, scheme, issuer or fintech. Deep knowledge of card payment economics, particularly Visa and Mastercard interchange, scheme fees, transaction qualification and network rules. Strong ability to operationalise complex payment rules, translating fee schedules and network requirements into system logic, configurations and controls. Experience with payment cost systems and controls, including interchange tables, scheme fee logic, BIN-based rules, transaction attributes or similar payment configurations. Strong analytical and quantitative capabilities, including experience working with transaction-level data, economic modelling and reconciliation of expected versus actual payment costs. Strong commercial judgment, with the ability to connect detailed payment mechanics to pricing, product decisions and margin optimisation. Exceptional attention to detail and ownership, with the discipline required to manage complex rules where small errors can create meaningful financial impact at scale. Strong cross-functional execution, with the ability to work effectively across Product, Engineering, Finance, Data, Operations and external payment partners. Preferred Experience partnering directly with Visa, Mastercard or other payment networks. Experience applying AI or advanced analytics to rule interpretation, anomaly detection or payment-cost optimisation. You'll thrive here if You own the

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/associate-director-payments-scheme-economics-at-airwallex-3abcf6

Source: https://jobsbylevel.com/jobs/associate-director-payments-scheme-economics-at-airwallex-3abcf6

## Cite this page

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