# Associate Director, Wholesale & Commercial Credit Risk at RBC

RBC is hiring an Associate Director, Wholesale & Commercial Credit Risk in Toronto, Canada. Level rates it Little AI ●○○○; you can [apply on RBC](https://jobsbylevel.com/go/60473841-2ba7-462a-a08b-cd5b1aab0376?utm_medium=ai-agent).

AI Level 1, AI centrality 39 out of 100. TORONTO, Ontario, Canada.

## Details

- Company: [RBC](https://jobsbylevel.com/companies/rbc)
- AI level: AI Level 1 (score 39 out of 100)
- Location: TORONTO, Ontario, Canada
- Posted: November 6, 2026
- Apply: https://jobsbylevel.com/go/60473841-2ba7-462a-a08b-cd5b1aab0376?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=associate-director-wholesale-commercial-credit-risk-at-rbc-9cd10c

## Description

Job Description What is the opportunity? Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC’s large corporate clients. In the Associate Director role, you will be responsible for adjudicating a portfolio of accounts including clients across the Capital Markets, Corporate Client Group and Commercial Real Estate business lines. The position offers a unique opportunity to develop a broad understanding of multiple real estate markets, asset classes and lending structures. The Associate Director, Commercial & Wholesale Credit Risk will be responsible for adjudicating a portfolio of large corporate accounts and implementing effective and timely credit risk recommendations for companies across RBC’s commercial real estate portfolio. What will you do? Provide risk decisioning that balances client credit needs with RBC’s risk objectives Perform comprehensive credit analysis via Risk Assessment Framework (“RAF”) submissions to establish, review, and approve changes to Borrower Risk Ratings (“BRRs”) Deliver consistent, timely credit decisions with clear communication of rationale Build and maintain close relationships with key internal stakeholders, including front-line credit originators Monitor borrower performance through continuous oversight of financial information, regulatory changes and real estate market dynamics Participate in enterprise projects to enhance internal risk frameworks and processes What do you need to succeed? Must-Have Comprehensive understanding of financial statements and demonstrated experience in financial analysis Advanced communication skills, including a proven ability to articulate recommendations Significant experience with Excel as a tool for financial analysis and the ability to navigate a financial model Analytical and curious mindset with the ability to identify key details while filtering out extraneous information Ability to deal with obstacles and ambiguity in an environment that can involve competing priorities and tight timelines Ability to work collaboratively to develop effective solutions/recommendations and build strong rapport with business partners Previous experience in real estate (financing, valuation, assessment, etc.), corporate lending, credit structuring, and/or finance Nice-to-Have: Completed, or in process of completing, an MBA and/or post graduate degree, CPA and/or CFA Experience with online research tools (Bloomberg, SNL, Capital IQ, S&P/Moody's/Fitch ratings) Knowledge of financial institution risk policies and governance frameworks What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A team-oriented environment with a focus on learning and development Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Manager. Job Skills Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management Additional Job Details Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: GROUP RISK MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2026-11-06 Application Deadline: 2026-11-14 Note : Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/associate-director-wholesale-commercial-credit-risk-at-rbc-9cd10c

Source: https://jobsbylevel.com/jobs/associate-director-wholesale-commercial-credit-risk-at-rbc-9cd10c

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Level. https://jobsbylevel.com/jobs/associate-director-wholesale-commercial-credit-risk-at-rbc-9cd10c.

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