# Associate - Non-Core & Loan Servicing, CIB Debt Products at Lloyds Banking Group

Lloyds Banking Group is hiring an Associate - Non-Core & Loan Servicing, CIB Debt Products in Edinburgh, United Kingdom. Level rates it Little AI ●○○○; you can [apply on Lloyds Banking Group](https://jobsbylevel.com/go/74c81f5b-ea03-453c-a044-912dd3f68fc4?utm_medium=ai-agent).

AI Level 1, AI centrality 34 out of 100. Edinburgh.

## Details

- Company: [Lloyds Banking Group](https://jobsbylevel.com/companies/lloyds-banking-group)
- AI level: AI Level 1 (score 34 out of 100)
- Location: Edinburgh
- Posted: November 12, 2026
- Apply: https://jobsbylevel.com/go/74c81f5b-ea03-453c-a044-912dd3f68fc4?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=associate-non-core-loan-servicing-cib-debt-products-at-lloyds-banking-group-b33c2c

## Description

End Date Thursday 26 November 2026 Salary Range £0 - £0 We support flexible working – click here for more information on flexible working options Flexible Working Options Job Share Job Description Summary . Job Description Job Title: Associate – Non-Core & Loan Servicing, CIB Debt Products Location: Edinburgh or London Hours: Full-time Working Pattern : Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our above office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy. What you’ll be doing This is a great opportunity to join a collaborative and client-facing team, where you’ll play a key role in managing a portfolio of debt exposures to Private Finance Initiative (“PFI”) companies and other project finance transactions. As an Associate, you’ll take ownership of a portfolio of clients, with responsibility for managing credit risk and dealing with client variation and consent requests. Working alongside experienced colleagues, you’ll assess emerging risks and work closely with internal teams, including Credit, as well as Scottish Widows in its capacity as lender to certain transactions. You’ll build relationships with clients across the UK, supporting the ongoing operation of the nation’s social infrastructure, such as schools and hospitals, as well as renewable energy projects. There will be opportunities to visit clients on site, and you’ll also interact regularly with other lenders, agent banks, legal and technical advisers! Your primary output will be annual credit reviews, reports and approval requests for Credit, Scottish Widows and other stakeholders. These will draw on financial model analysis, ongoing monitoring of project and operational performance, and summaries of technical and legal due diligence, alongside commercial analysis of how these factors affect the risk to the Bank’s exposure. You’ll identify and escalate emerging risks and work with clients, advisers and internal stakeholders to understand and manage them. You’ll also be responsible for maintaining accurate credit and portfolio information across our systems. You may support wider portfolio and balance sheet initiatives across CIB Debt Products. Why join us We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. ​ What we’re looking for · Two years’ demonstrated credit experience, including financial analysis and credit risk assessment in a corporate, commercial or project finance environment · Experience preparing or contributing to credit papers and familiarity with loan documentation · Experience supporting complex client requests, such as waivers and amendments · Strong analytical skills, including advanced Excel skills and the ability to interrogate financial models · Confident communicator with the ability to engage effectively with clients and senior stakeholders · Proactive and well organised, with a proven track record of balancing multiple priorities and delivering high-quality work in a collaborative environment And any experience of these would be great: · Project finance, infrastructure or PFI lending experience · Exposure to complex financing structures, syndicated or multi-lender transactions Previous PFI experience isn’t essential. We’ll support you in developing your knowledge of the sector and its financing structures. We recognise that skills are developed in different ways, so if you have relevant, transferable experience, we encourage you to apply. This is a place for you Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/associate-non-core-loan-servicing-cib-debt-products-at-lloyds-banking-group-b33c2c

Source: https://jobsbylevel.com/jobs/associate-non-core-loan-servicing-cib-debt-products-at-lloyds-banking-group-b33c2c

## Cite this page

Level. https://jobsbylevel.com/jobs/associate-non-core-loan-servicing-cib-debt-products-at-lloyds-banking-group-b33c2c.

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