# Associate, Risk / Policy Mgmt at Morgan Stanley

Morgan Stanley is hiring an Associate, Risk / Policy Mgmt in New York, United States. It pays $133k-$140k a year and Level rates it Little AI ●○○○; you can [apply on Morgan Stanley](https://jobsbylevel.com/go/dc42e251-0143-43f1-b6c3-d743a61eaa25?utm_medium=ai-agent).

AI Level 1, AI centrality 36 out of 100. New York, New York, United States of America.

## Details

- Company: [Morgan Stanley](https://jobsbylevel.com/companies/morgan-stanley)
- AI level: AI Level 1 (score 36 out of 100)
- Location: New York, New York, United States of America
- Salary: $133k-$140k
- Posted: November 9, 2026
- Apply: https://jobsbylevel.com/go/dc42e251-0143-43f1-b6c3-d743a61eaa25?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=associate-risk-policy-mgmt-at-morgan-stanley-385463

## Description

Company Profile: Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment, and wealth management services. The Firm's employees serve clients worldwide, including corporations, governments, and individuals from more than 1,200 offices in 43 countries. In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives. What you’ll do in the role: Morgan Stanley Services Group Inc. is seeking an Associate, Risk / Policy Mgmt in New York, New York to identify, evaluate, and monitor credit risk associated with lending, counterparty trading, and related activities conducted by the Firm. Assess credit risk of new loan originations and continuously monitor existing Firm borrowers to protect the Firm from exposure to credit losses. Conduct credit analysis and due diligence for corporate lending transactions for US Financial Institutions, process transaction approval packages, and present credit recommendations to senior officers. Review the integrity of financial models and credit base/downside case scenarios to ensure accuracy of credit risk calculations and assessments. Propose and evaluate credit protections and terms to be incorporated in legal documentation. Monitor existing credits for warning signs of potential deterioration of credit profile and recommend credit actions. Review portfolio management and credit transaction approvals. Telecommuting permitted up to 2 days per week. What you’ll bring to the role: -Requires a Bachelor’s degree in Business Administration, Finance, or a related field of study. Employer will accept a 3-year or 4-year degree. -Requires three (3) years of experience in the position offered or three (3) years as an Associate, Analyst, or a closely related occupation. -Requires three (3) years of experience with the following skills: Investment banking services, corporate lending, acquisition financing, and other capital markets products; Leveraged lending underwriting standards, and key structural terms of credit facilities including lender protections; Key credit risk concepts including probability of default, loss given default, regulatory classification, and credit ratios; Composing credit memos by summarizing key considerations around credit ratings, financial performance, and company strengths and weaknesses; Financial institutions including industry dynamics and key players in real estate investment trusts or insurance, investment and wealth management, and alternative asset managers; Financial statement analysis; Financial modeling and balance sheet stress scenarios; Business, financial, and legal due diligence processes; Microsoft Excel including pivot tables, charts, and summarizing large data sets; and Microsoft Power Point and Word. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/associate-risk-policy-mgmt-at-morgan-stanley-385463

Source: https://jobsbylevel.com/jobs/associate-risk-policy-mgmt-at-morgan-stanley-385463

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