# Business Architect - Loans & Asset-Backed Finance, VP at State Street

State Street is hiring a Business Architect - Loans & Asset-Backed Finance, VP in Boston, United States. It pays $110k-$208k a year and Level rates it Little AI ●○○○; you can [apply on State Street](https://jobsbylevel.com/go/9501a402-03df-4c83-bfe8-ca6f87ddf23d?utm_medium=ai-agent).

AI Level 1, AI centrality 37 out of 100. Boston, Massachusetts.

## Details

- Company: [State Street](https://jobsbylevel.com/companies/state-street)
- AI level: AI Level 1 (score 37 out of 100)
- Location: Boston, Massachusetts
- Salary: $110k-$208k
- Posted: November 3, 2026
- Apply: https://jobsbylevel.com/go/9501a402-03df-4c83-bfe8-ca6f87ddf23d?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=business-architect-loans-asset-backed-finance-vp-at-state-street-152b09

## Description

Role Overview The Business Architect will define and improve front-to-back operating models for loan and asset-backed investment servicing, with primary emphasis on middle office services. The role will translate client and operational needs into service definitions, workflows, controls, data requirements, platform capabilities, and implementation roadmaps across BSL, private credit, and ABF portfolios. The successful candidate will combine practical middle and back office servicing knowledge with business architecture skills. Experience gained within a fund administrator, asset servicer, or asset manager is especially relevant, as is familiarity with investment accounting and loan servicing platforms. Preferred Candidate Profile Combines hands-on loan servicing knowledge with the ability to design enterprise operating models and technology-enabled services. Understands how loan and ABF terms drive operational events, accounting treatment, cash movement, controls, and reporting. Can move comfortably between detailed workflow analysis and executive-level recommendations. Uses practical judgement to balance client needs, operational scalability, platform constraints, risk, and implementation feasibility. Key Responsibilities Middle Office Service Design Define target operating models and service boundaries for loan middle office activities across BSL, private credit, and ABF portfolios. Design end-to-end workflows covering trade capture, confirmation, allocation, closing, settlement, recordkeeping, agent notice processing, cash movements, lifecycle events, reconciliation, exception management, and client reporting. Define roles, approval points, segregation of duties, service levels, controls, escalation paths, and handoffs among investment teams, middle office, loan operations, fund accounting, custody, external administrators, agents, trustees, and counterparties. Develop scalable service models that distinguish standardized processing from high-touch handling required for bespoke or low-volume instruments. Loan and ABF Servicing Expertise Provide functional expertise across revolving and term loans, delayed-draw facilities, syndicated and bilateral loans, private placements, direct lending, participations, and asset-backed or specialty finance structures. Define requirements for facility and security setup, commitment and unfunded balance tracking, drawdowns, paydowns, amortization, interest and fee accruals, rate resets, payment-in-kind activity, amendments, restructurings, covenant events, and distressed asset processing. Familiar with ABF operating requirements for collateral-backed structures, borrowing-base or eligibility data, payment waterfalls, principal and interest allocation, servicer or trustee reporting, and reconciliation to underlying collateral and cash activity. Assess functional gaps for complex terms, non-standard notices, variable schedules, custom calculations, multiple accounting bases, and instruments requiring manual intervention. Cash, Settlement, Reconciliation, and Controls Design controlled processes for receiving and validating loan notices, creating payment instructions, verifying payee and standing settlement instructions, obtaining required approvals, monitoring release, and confirming settlement. Define daily cash, position, principal, income, accrual, commitment, and settlement reconciliations across investment books of record, accounting books of record, custodians, agent banks, trustees, and third-party administrators. Establish exception-management, break-resolution, audit-trail, maker-checker, data-quality, and operational-risk requirements. Identify opportunities to reduce manual processing while retaining appropriate controls for bespoke private credit and ABF activity. Investment Accounting and Platform Integration Translate servicing requirements into functional specifications for investment accounting, loan servicing, order management, data, cash, document, and reporting platforms.

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/business-architect-loans-asset-backed-finance-vp-at-state-street-152b09

Source: https://jobsbylevel.com/jobs/business-architect-loans-asset-backed-finance-vp-at-state-street-152b09

## Cite this page

Level. https://jobsbylevel.com/jobs/business-architect-loans-asset-backed-finance-vp-at-state-street-152b09.

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