# Commercial Credit Analyst at TD Bank

TD Bank is hiring a Commercial Credit Analyst in Calgary, Canada. Level rates it Little AI ●○○○; you can [apply on TD Bank](https://jobsbylevel.com/go/b3168a0f-579a-444f-a77d-30aee193df89?utm_medium=ai-agent).

AI Level 1, AI centrality 39 out of 100. Calgary, Alberta.

## Details

- Company: [TD Bank](https://jobsbylevel.com/companies/td-bank)
- AI level: AI Level 1 (score 39 out of 100)
- Location: Calgary, Alberta
- Posted: November 10, 2026
- Apply: https://jobsbylevel.com/go/b3168a0f-579a-444f-a77d-30aee193df89?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=commercial-credit-analyst-at-td-bank-aa86a6

## Description

Work Location: Calgary, Alberta, Canada Hours: 37.5 Line of Business: Credit Management Pay Details: - TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: TD Auto Finance (TDAF), a dynamic division within TD Business Banking, offers an exciting opportunity to join a rapidly growing business that is transforming the automotive banking landscape in Canada. With Automotive Banking Centres strategically located in Toronto, Calgary, and Montreal, our team is led by regional Market Leaders and dedicated to delivering comprehensive financing and cash management solutions to clients in the automotive dealership industry. The TDAF Commercial team is comprised of three core pillars: Commercial Sales, Commercial Credit, and Commercial Operations . Together, these pillars deliver end-to-end solutions that address the unique needs of auto dealers across the country. Credit exposure within the portfolio spans real estate and acquisition financing, operating credit, floor plan financing, lease lines, and equipment financing. The Commercial Sales team manages existing relationships and is charged with business development, the Commercial Credit teams are responsible for credit analysis and monitoring, credit underwriting, and ensuring risks are promptly identified are appropriately managed. TDAF has a bold vision to become Canada’s #1 auto lender and joining the TDAF team means becoming part of a forward thinking, high performing team that is redefining the automotive banking and setting new standards of excellence in Canada's automotive industry. Job Description Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities. CUSTOMER Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience Lead all aspects of analysis for assigned portfolios Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets Constantly build knowledge of the market, customers and broader economic factors Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals. SHAREHOLDER Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growth

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/commercial-credit-analyst-at-td-bank-aa86a6

Source: https://jobsbylevel.com/jobs/commercial-credit-analyst-at-td-bank-aa86a6

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