# Consumer Credit Risk Analytics Director, Portfolio Insights & Committee Governance at Wells Fargo

Wells Fargo is hiring a Consumer Credit Risk Analytics Director, Portfolio Insights & Committee Governance. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/86f7cc7f-9866-4211-a012-ae05602eb5cc?utm_medium=ai-agent).

AI Level 1, AI centrality 36 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 36 out of 100)
- Location: CHARLOTTE, NC
- Posted: October 30, 2026
- Apply: https://jobsbylevel.com/go/86f7cc7f-9866-4211-a012-ae05602eb5cc?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=consumer-credit-risk-analytics-director-portfolio-insights-committee-governance-at-wells-fargo-ed0835

## Description

About this role: Wells Fargo is seeking a Risk Analytics Director, Portfolio Insights & Committee Governance within the Consumer Banking & Lending (CBL) Chief Risk Officer (CRO) organization. This senior leader will direct cross- consumer credit portfolio analysis and oversee a team responsible for recurring monitoring, benchmarking, and emerging risk identification. The role will also lead credit risk governance and committee activities, ensuring senior leaders receive timely, relevant, and decision-useful information on portfolio performance, emerging risks, and areas warranting increased focus. The Director will partner across Risk and business functions and serve as a trusted advisor to senior leadership. In this role, you will: Assess cross-consumer credit performance, consumer financial health and behavior, emerging risks, marginal segment concentrations, and macroeconomic influences. Lead the development of portfolio insights and risk analytics that give senior leadership a comprehensive view of credit performance, trends, and emerging risks. Translate complex data, reporting, and risk information into clear, actionable insights and connect findings to broader business priorities. Continuously improve credit reporting and analytics to enhance the quality, clarity, and effectiveness of information provided to senior management. Lead credit risk committee governance, including development of materials that support effective discussion, challenge, escalation, and decision-making. Drive continuous improvements to credit governance frameworks, control standards, and processes to promote consistency, transparency, and accountability. Partner with leaders across Risk and business functions to understand portfolio developments and ensure key risk observations are appropriately represented and escalated. Lead cross-functional initiatives that strengthen credit insights, management reporting, and credit risk governance. Develop executive-level presentations and communicate complex risk matters effectively to senior leadership and governance forums. Exercise sound judgment in identifying risks that require senior management attention, escalation, or further analysis. Lead and develop a high-performing team, fostering analytical rigor, effective challenge, accountability, collaboration, and talent development. Serve as a trusted advisor to senior leadership on credit trends, emerging risks, and credit governance matters. Required Qualifications: 10+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 4+ years of management or leadership experience Desired Qualifications: Extensive hands-on experience in consumer lending and credit-risk; with direct product experience across Credit Card, Auto Lending and Home lending most desired Experience analyzing cross-product portfolios and customer segments, identifying emerging risks from internal and external indicators, and communicating findings and recommendations to senior management. Ability to work with large, complex datasets and develop analytics that address evolving stakeholder and senior leadership needs. Experience leading risk governance, committee, and executive reporting processes. Executive-level communication skills, including the ability to translate complex risk matters into clear, actionable recommendations for varied audiences. Demonstrated ability to influence stakeholders, build collaborative partnerships, and drive outcomes across multiple lines of business and organizational levels. Strong problem-solving, judgment, and decision-making skills, with the ability to turn findings into priorities and actions. Strong organizational and prioritization skills, with the ability to lead multiple complex and competing priorities. Proven people leadership, including setting direction, developing talent, establishing accountability, and guiding teams toward

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/consumer-credit-risk-analytics-director-portfolio-insights-committee-governance-at-wells-fargo-ed0835

Source: https://jobsbylevel.com/jobs/consumer-credit-risk-analytics-director-portfolio-insights-committee-governance-at-wells-fargo-ed0835

## Cite this page

Level. https://jobsbylevel.com/jobs/consumer-credit-risk-analytics-director-portfolio-insights-committee-governance-at-wells-fargo-ed0835.

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