# Credit Card Finance - Senior Business Aligned Finance Analyst at Wells Fargo

Wells Fargo is hiring a Credit Card Finance - Senior Business Aligned Finance Analyst. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/719ab63d-699b-40ff-b1cb-b2f6e08683c8?utm_medium=ai-agent).

AI Level 1, AI centrality 38 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 38 out of 100)
- Location: CHARLOTTE, NC
- Posted: November 10, 2026
- Apply: https://jobsbylevel.com/go/719ab63d-699b-40ff-b1cb-b2f6e08683c8?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=credit-card-finance-senior-business-aligned-finance-analyst-at-wells-fargo-d7bfdb

## Description

About this role: Wells Fargo is seeking a highly analytical Senior Business Aligned Finance Analyst to join the Branded Cards CFO team. The role will provide financial analysis, forecasting, new vintage economics, and performance insights for the Credit Card Rewards and Loyalty businesses The analyst will partner with Branded Cards Originations, Product, Loyalty, Marketing, Account Management, Finance, Accounting, Analytics, and Technology teams to evaluate program performance, explain financial and customer-behavior drivers, identify risks and opportunities, and recommend actions that improve business outcomes. The successful candidate will be intellectually curious, comfortable working independently with complex datasets, and able to translate ambiguous business questions and technical findings into clear financial insights and recommendations. In this role, you will: Business insights and forecasting: Analyze new originations profitability and growth economics. Analyze channel and offer allocations, underwriting and approval strategies Support product launches and acquisition investments Analyze rewards performance, customer behavior, earn and redemption activity, promotional offers, and partner economics. Connect operational and customer metrics to contra revenue, rewards liability, product profitability, and forecast outcomes. Develop driver-based forecasts and scenario analyses for rewards contra revenue, cost per point, redemption behavior, and liabilities. Provide actionable variance analysis against forecast, plan, and prior-year results. Identify emerging risks and opportunities and present recommendations to business and finance leaders. Develop business cases and measure results from program changes, promotions, and strategic investments. Data and analytical enablement: Independently pull, combine, validate, and analyze data from multiple financial, customer, rewards, and operational systems. Use SAS, SQL, Python, or similar tools for driver analysis, forecasting, customer-behavior analysis, and performance measurement. Trace data through upstream and downstream systems to identify root causes of data-quality, reporting, or reconciliation issues. Create scalable datasets, metrics, and analytical solutions that improve insight, forecast accuracy, and reporting efficiency. Partner with Analytics and Technology teams to address data gaps and automate manual processes. Financial management and controls: Support month-end close for rewards liabilities and contra revenue, including reconciliations, accruals, and financial reporting. Partner with Accounting and Finance to ensure appropriate accounting treatment, accurate reporting, and effective controls. Maintain clear documentation of forecast methodologies, assumptions, data sources, and reconciliations. Prepare concise executive presentations and commentary explaining performance, implications, and recommended actions. Identify opportunities to simplify or automate routine reporting while maintaining control and accuracy. Required qualifications: 4+ years of Finance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired qualifications: Experience working in Credit Card, Rewards, Loyalty, product-finance, or consumer-finance in financial services. Strong financial modeling, forecasting, problem-solving, root-cause-analysis, financial planning, and product performance. Experience independently pulling, validating, and analyzing complex datasets. Proficiency with SQL, SAS, Python, or similar analytical tools. Ability to translate complex analysis into concise recommendations and influence business decisions. Experience resolving data-quality and data-lineage issues across multiple systems. Bachelor’s degree or higher in Finance, Accounting, Economics, Analytics, Data Science, or a related field. Strong executive communication and business partnership skills. Advanced Excel

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/credit-card-finance-senior-business-aligned-finance-analyst-at-wells-fargo-d7bfdb

Source: https://jobsbylevel.com/jobs/credit-card-finance-senior-business-aligned-finance-analyst-at-wells-fargo-d7bfdb

## Cite this page

Level. https://jobsbylevel.com/jobs/credit-card-finance-senior-business-aligned-finance-analyst-at-wells-fargo-d7bfdb.

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