# Credit Manager at Emirates Islamic

Emirates Islamic is hiring a Credit Manager. Level rates it Little AI ●○○○; you can [apply on Emirates Islamic](https://jobsbylevel.com/go/60791d9c-84a2-4f12-9f27-35d9f7dad0b9?utm_medium=ai-agent).

AI Level 1, AI centrality 32 out of 100. United Arab Emirates.

## Details

- Company: [Emirates Islamic](https://jobsbylevel.com/companies/emirates-islamic)
- AI level: AI Level 1 (score 32 out of 100)
- Location: United Arab Emirates
- Posted: November 9, 2026
- Apply: https://jobsbylevel.com/go/60791d9c-84a2-4f12-9f27-35d9f7dad0b9?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=credit-manager-at-emirates-islamic-dd59e1

## Description

The Credit function within Emirates Islamic is responsible for the independent assessment, monitoring, and control of credit risk across the bank’s portfolio. The unit ensures that all credit exposures are aligned with the bank’s risk appetite, internal policies, and regulatory requirements set by the UAE Central Bank. It supports sustainable business growth by enabling informed credit decision-making, maintaining asset quality, and minimizing potential losses. Through robust credit evaluation, ongoing portfolio monitoring, and policy development, the unit enhances risk governance, ensures timely processing of credit proposals, and contributes to maintaining a strong and healthy credit portfolio. Assessing credit proposal from the allocated Wholesale Banking portfolio, to ensure these fit within Bank’s strategy and Credit policy. Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/industry and all associated risks. Meet customers to get first-hand view of the proposal and undertake site visits as required. Ensure that financing proposals are in compliance with Bank’s credit policy and also in compliance with UAE Central Bank’s regulatory norms. Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses. Identify weak accounts within allocated portfolio and recommend for downgrading – with or without provisioning. Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals. Interacting with relationship managers. Appraisal, assessment & control of credit exposures. Control function, which ensures EI takes on assets which meets EI/Group’s standard on lending in terms of risk. Set up Credit policies which allow us to process credit proposals within agreed time-frame and thereby set up Service Level Agreements which will define turn-around time and ensure response levels. Bachelor or Master’s Degree in Finance CA/CFA/CPA/CMA certification Knowledge of Corporate products including Trade Finance, Treasury and Syndications/Club deals; and Real estate and Project finance Ability to prioritize responsibilities

Source: https://jobsbylevel.com/jobs/credit-manager-at-emirates-islamic-dd59e1

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