# Credit Manager at Shawbrook

Shawbrook is hiring a Credit Manager in London, United Kingdom. Level rates it Little AI ●○○○; you can [apply on Shawbrook](https://jobsbylevel.com/go/9ff42732-8161-4198-9b34-060d827133ad?utm_medium=ai-agent).

AI Level 1, AI centrality 39 out of 100. London, England, United Kingdom.

## Details

- Company: [Shawbrook](https://jobsbylevel.com/companies/shawbrook)
- AI level: AI Level 1 (score 39 out of 100)
- Location: London, England, United Kingdom
- Posted: November 10, 2026
- Apply: https://jobsbylevel.com/go/9ff42732-8161-4198-9b34-060d827133ad?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=credit-manager-at-shawbrook-5b9291

## Description

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself To support the business in achieving its goals through the delivery of effective, responsible underwriting. To support the Head of Underwriting and senior managers across the business in managing risk metrics and implementing changes to policy and procedures, keeping the customer at the heart of everything we do. Key Responsibilities Underwrite loan applications in line with the credit policy framework, delivering timely, consistent and responsible lending decisions. Assess customer creditworthiness and vehicle valuations, balancing affordability and risk against portfolio metrics and risk appetite. Underwrite both regulated and unregulated motor finance requests, ensuring decisions are fair, compliant and customer-focused. Structure lending solutions for more complex borrowing requirements. Prepare ad hoc credit reports for the Head of Underwriting, the Chief Credit Officer and wider stakeholders. Present portfolio analytics and initiatives at Committee level. Support the Head of Underwriting and senior managers in managing risk metrics and implementing changes to policy and procedures. Work closely with Sales, Client Services and Introducers to optimise the client experience. Complete all mandatory online training, including Anti-Money Laundering (AML) and regulatory requirements. Essential Proven credit and underwriting experience in a motor finance or asset finance environment. Proven ability to underwrite both regulated and unregulated motor finance applications within risk appetite. Ability to interpret financial statements and management accounts. Strong numeracy, reporting and Excel skills. Highly organised, with exceptional attention to detail and the ability to deliver to tight deadlines under pressure. Desirable Experience of working with high net worth (HNW) individuals. Project management experience, with a track record of delivering to clear and defined outcomes. Interpersonal and commercial skills Communicates clearly and confidently at all levels, in writing, by telephone and face to face, and explains technical

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/credit-manager-at-shawbrook-5b9291

Source: https://jobsbylevel.com/jobs/credit-manager-at-shawbrook-5b9291

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Level. https://jobsbylevel.com/jobs/credit-manager-at-shawbrook-5b9291.

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