# Credit Underwriting Manager at Emirates Islamic

Emirates Islamic is hiring a Credit Underwriting Manager. Level rates it Little AI ●○○○; you can [apply on Emirates Islamic](https://jobsbylevel.com/go/5de5b20d-3b43-464f-a149-1b3732cd44b9?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. United Arab Emirates.

## Details

- Company: [Emirates Islamic](https://jobsbylevel.com/companies/emirates-islamic)
- AI level: AI Level 1 (score 0 out of 100)
- Location: United Arab Emirates
- Posted: November 12, 2026
- Apply: https://jobsbylevel.com/go/5de5b20d-3b43-464f-a149-1b3732cd44b9?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=credit-underwriting-manager-at-emirates-islamic-40626c

## Prepare for this job

The job page lists 5 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/credit-underwriting-manager-at-emirates-islamic-40626c

## Description

The Emirates Islamic Credit & Control Unit is part of Wholesale Banking, the unit is responsible for facilitating Corporate Banking Business Units (BU) by efficiently managing all credit related requests, drafting proposals, analyzing risks/ mitigants, ensuring timely renewal of accounts, PD monitoring, EAR account management thereby enabling Business to manage capital efficiently, maximizes earning and accepts risk that is within the risk acceptance criteria of the Bank & UAE Central Bank Regulatory Norms • Review and process new-to-bank (NTB) and existing-to-bank (ETB) credit proposals, enhancements and amendments. • analyze financial statements, cash flows, repayment capacity and associated credit risks. • Assess industry-specific risks, business models, security arrangements and other relevant credit parameters. • Structure credit facilities and recommend appropriate risk mitigants in coordination with Relationship Teams. • Prepare comprehensive credit proposals and approval memos, ensuring compliance with the Bank’s credit policies and regulatory requirements. • Manage credit queries and coordinate with internal stakeholders to facilitate timely approvals. • Ensure timely renewal of credit facilities and proactively monitor assigned portfolios. • Maintain accurate credit records, MIS and approval documentation. • Support audit requirements and ensure timely closure of audit observations. • Minimum 3 years of experience in Credit Analysis or Credit Underwriting, preferably within the UAE banking sector. • Experience in analyzing financial statements and preparing credit proposals. • Technical Skills and Knowledge • Strong knowledge of credit and financial analysis, Trade Finance, Islamic Finance and Treasury products. • Ability to assess financial risks, cash flows and repayment capacity. • Knowledge of industry-specific risks across contracting, real estate, manufacturing, services and trading. • Experience in drafting credit proposals and structuring credit facilities.

Source: https://jobsbylevel.com/jobs/credit-underwriting-manager-at-emirates-islamic-40626c

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