# Director - Credit Product Lead, CEMEA at Visa

Visa is hiring a Director - Credit Product Lead, CEMEA in Dubai, United Arab Emirates. Level rates it Little AI ●○○○; you can [apply on Visa](https://jobsbylevel.com/go/8c6a21ce-7ae0-4318-8e8e-95acb399311d?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. AE - Dubai, United Arab Emirates.

## Details

- Company: [Visa](https://jobsbylevel.com/companies/visa)
- AI level: AI Level 1 (score 0 out of 100)
- Location: AE - Dubai, United Arab Emirates
- Posted: November 6, 2026
- Apply: https://jobsbylevel.com/go/8c6a21ce-7ae0-4318-8e8e-95acb399311d?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=director-credit-product-lead-cemea-at-visa-13c042

## Prepare for this job

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## Description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description The Director, Credit Product Lead for CEMEA will define and lead Visa’s regional credit product agenda across Central Europe, Middle East and Africa. The role will work closely with Regional and market leadership, Product, Advisory, Analytics, Risk and other cross-functional partners to accelerate sustainable credit growth across a highly diverse set of markets. Credit growth is a key pillar of Visa’s 2030 strategy, and CEMEA represents one of the high potential regions for credit growth. This role will help determine where and how Visa captures that opportunity by identifying the priority markets, customer segments and product propositions for the next three to five years. With global credit card issuance continuing to expand, Visa is positioned to capture a disproportionate share of that growth if the right strategic, commercial and capability foundations are established now. The role holder will translate this ambition into a practical regional strategy and market-level execution plans, combining Visa’s network, data, products, advisory capabilities and partnerships to expand responsible access to credit and strengthen client economics. Directors in Product Development/Management at Visa are responsible for leading the development, commercialization, and optimization of technology products within the payments ecosystem. This role requires deep expertise in product strategy, design, and execution, with a focus on delivering innovative solutions that address customer needs and drive business growth. Directors operate in complex, matrixed environments, collaborating across functions to define product goals, manage lifecycles, and ensure successful launches and ongoing enhancements. The position demands strong analytical and problem-solving skills, the ability to navigate ambiguity, and a proven track record of recruiting, growing, and retaining technical talent. Directors are expected to drive consensus in cross-functional teams, forecast business trends, and translate insights into agile technology solutions. Exceptional communication and leadership skills are essential for influencing stakeholders and building credibility across regional and functional lines. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Own and drive the CEMEA credit product strategy, including market prioritization, segment choices, product roadmap and commercial model with a three-to-five-year growth agenda. Drive multiple levers of credit growth across diverse CEMEA markets, spanning countries with established/ mature credit businesses as well as emerging but high potential markets. Accelerate credit adoption across emerging markets by enabling new-to-credit consumers and issuers through innovative and non-traditional credit products and propositions. This may include instalment-led, secured, ecosystem-based and alternative underwriting models that broaden access to responsible credit. Support clients with the capabilities required to build, launch and scale sustainable credit businesses, including proposition design, acquisition, underwriting and portfolio strategy driving usage and risk-adjusted profitability. Develop structured client upskilling programs that combine Visa expertise, data, advisory support,

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/director-credit-product-lead-cemea-at-visa-13c042

Source: https://jobsbylevel.com/jobs/director-credit-product-lead-cemea-at-visa-13c042

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