# Director, Credit Risk Management at ING

ING is hiring a Director, Credit Risk Management in New York, United States. It pays $216k-$273k a year and Level rates it Little AI ●○○○; you can [apply on ING](https://jobsbylevel.com/go/9265863f-56ef-4a15-8eb2-c83bab25a1d2?utm_medium=ai-agent).

AI Level 1, AI centrality 38 out of 100. New York.

## Details

- Company: [ING](https://jobsbylevel.com/companies/ing)
- AI level: AI Level 1 (score 38 out of 100)
- Location: New York
- Salary: $216k-$273k
- Posted: October 20, 2026
- Apply: https://jobsbylevel.com/go/9265863f-56ef-4a15-8eb2-c83bab25a1d2?utm_medium=ai-agent

## Description

Risk | Global Credit Restructuring | Director, Credit Risk Management | New York About ING : In the Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients. When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer. We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area. Sound like the kind of place you’d feel at home? We’d love to hear from you. About the position: Senior Credit Restructuring Officer capable of developing recovery strategies for classified loans and representing the institution in negotiations with borrowers and other lender classes to effectuate the successful implementation of our strategy. The candidate must have proven negotiating skills. The candidate will also interface with regulators and auditors who regularly examine our loan loss provisioning process. While the candidate will operate under the supervision of the Regional Head of Credit Restructuring, he/she is expected to operate independently on a day-to-day basis. About the department: Global Credit Restructuring (GCR) takes responsibility for finding solutions for large customers in difficulty, acting as the restructuring knowledge center for ING Bank. Our objective is to preserve principal, maximize recovery and determine a strategy which best benefits ING Bank and its customers. GCR is also responsible for ING Bank's Loan Loss Provisioning process. Responsibilities : Lead the management and resolution of complex stressed, distressed, criticized and non-performing credit exposures , developing and executing strategies designed to minimize credit losses and maximize recovery while appropriately balancing risk, return, liquidity and legal considerations. Assume end-to-end ownership of assigned problem-credit situations , from early identification and transfer to restructuring/workout through stabilization, restructuring, refinancing, exit, sale or recovery. Develop, recommend and execute restructuring and recovery strategies across consensual and non-consensual situations, including amendments, waivers, forbearance arrangements, maturity extensions, covenant resets, recapitalizations, refinancing, asset sales and other balance-sheet solutions. Lead negotiations with borrowers, sponsors, shareholders, lenders and other creditor groups , working closely with internal and external legal counsel, financial advisers and restructuring professionals on complex multi-stakeholder situations. Manage in-court and out-of-court restructuring and insolvency processes , including U.S. Chapter 11 situations where relevant, evaluating recovery alternatives, capital structures, collateral positions and creditor rights to determine the optimal course of action. Perform and challenge detailed financial and credit analysis , including liquidity and cash-flow forecasts, enterprise valuation, collateral analysis, capital structure, debt capacity, downside scenarios and recovery analysis to support restructuring decisions and approval requests. Determine and recommend appropriate internal credit classifications, risk ratings and workout strategies for deteriorating exposures , ensuring timely identification, escalation and documentation of credit deterioration. Assess expected credit losses, impairment and provisioning requirements under applicable accounting frameworks ,

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/director-credit-risk-management-at-ing-233a3d

Source: https://jobsbylevel.com/jobs/director-credit-risk-management-at-ing-233a3d

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