# Director, Portfolio Management - Business Lending at Santander

Santander is hiring a Director, Portfolio Management - Business Lending. It pays $101k a year and Level rates it Little AI ●○○○; you can [apply on Santander](https://jobsbylevel.com/go/975d1184-dba0-4009-9d48-7031f5514c2c?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. CT Southington.

## Details

- Company: [Santander](https://jobsbylevel.com/companies/santander)
- AI level: AI Level 1 (score 0 out of 100)
- Location: CT Southington
- Salary: $101k
- Posted: November 14, 2026
- Apply: https://jobsbylevel.com/go/975d1184-dba0-4009-9d48-7031f5514c2c?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=director-portfolio-management-business-lending-at-santander-ebcb08

## Prepare for this job

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## Description

Director, Portfolio Management - Business Lending Country: United States of America It Starts With You: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Director, Portfolio Management is responsible for underwriting, credit monitoring and portfolio management to achieve efficiencies and quality of the process and product. The incumbent delivers an optimal customer experience via timely and proactive management of credit renewal and monitoring processes, including proactive client communication and follow-up. In addition, s/he is has direct oversight of Portfolio Managers. Maintain credit and collateral monitoring procedures for a portfolio of commercial loans within the Business Credit Center portfolio while maintaining compliance with bank policies. Responsible for detecting and escalating issues that may negatively affect portfolio quality. Maintain detailed financial reporting ticklers to ensure timely receipt in compliance with loan documentation, with escalations to credit and line of business management as required. Perform periodic reviews of customer credit profile and loan performance to include analysis of updated financial information, covenant compliance, and other documentation to support risk rating recommendations. Responsible for minimizing portfolio delinquency by resolving loan payment discrepancies, which includes promptly addressing potential charge-offs in collaboration with the Commercial Loan Workout Team. Primary point of contact for customer inquiries, which may include routine account administration, inquiries about new bank products, or loan document modification. Identify revenue generation and cross-sell opportunities for existing customers and work closely with Relationship Management Sales team. Manage loan modification and end of term maturities by obtaining updated credit information, preparing well documented recommendations, obtaining credit approval, and coordinating documentation requirements. Provide direction, oversight, and training as necessary to a team of portfolio managers in their execution of the above tasks for their assigned portfolios. Expected to be a reliable point of contact for all reporting and account management activities within the assigned portfolio. Responsible for the day-to-day management of the assigned portfolio team to include performance management, compliance training, facilitating personal growth objectives, and other activities to drive positive employee engagement. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 5+ Years Experience in credit structuring and underwriting and cross selling. - Required. Familiarity with commercial & industrial as well as investment real estate markets and transaction structures. – Preferred. Understanding of credit analysis, risk analysis, accounting and finance principles. Strong credit underwriting skills. Demonstrated ability to manage a team, based on subject matter expertise coupled with the ability to gain trust and motivate performance.

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