# Director, Product Management - AP4M Protocol and Standards at Mastercard

Mastercard is hiring a Director, Product Management - AP4M Protocol and Standards in San Francisco, United States. Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/7d2b5ef1-2c62-4e50-ba5c-6fe8a9eab8ed).

AI Level 1, AI centrality 30 out of 100. San Francisco, California.

## Details

- Company: [Mastercard](https://jobsbylevel.com/companies/mastercard)
- AI level: AI Level 1 (score 30 out of 100)
- Location: San Francisco, California
- Posted: October 7, 2026
- Apply: https://jobsbylevel.com/go/7d2b5ef1-2c62-4e50-ba5c-6fe8a9eab8ed

## Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Management - AP4M Protocol and Standards Mastercard Agent Pay for Machines (AP4M) is a multi-rail network service that enables trusted, agent-initiated payments for digital services, APIs, data and other machine-consumable resources across emerging agentic commerce experiences. The Director, Product Management - AP4M Protocol and Standards will lead product strategy and execution for the technical foundations that support AP4M. The role will work across product, engineering, partners and industry forums to develop scalable capabilities, clear integration approaches and standards that support broad ecosystem adoption. The Role • Lead product strategy and development for the protocols, standards and technical capabilities that support AP4M. • Own the product roadmap for scalable integration across payment providers, technology platforms and digital ecosystems. • Translate market, customer and partner needs into clear product requirements, technical priorities and executable delivery plans. • Partner with engineering and architecture teams to develop secure, scalable and interoperable solutions. • Develop product documentation, implementation guidance and developer-facing materials that simplify partner adoption. • Represent Mastercard in relevant industry and standards discussions, and build relationships across the broader payments and technology ecosystem. • Collaborate with legal, compliance, risk, security, franchise and commercialization teams to bring new capabilities to market responsibly. • Monitor developments in agentic commerce, blockchain, digital assets and emerging payment standards, and incorporate relevant insights into product planning. All About You • Significant product management or product development experience in payments, blockchain, digital assets, developer platforms or related technology products. • Experience translating complex technical concepts into clear product strategies, requirements and delivery plans. • Strong understanding of APIs, developer tools, platform integrations and technical product development. • Ability to evaluate architectural and product tradeoffs while maintaining focus on customer value, security, scalability and commercial outcomes. • Experience leading cross-functional delivery with engineering, architecture, legal, compliance, risk, security and commercialization teams. • External ecosystem experience with payment providers, technology platforms, digital-asset infrastructure providers, standards bodies or developer communities. • Excellent written and verbal communication skills, including the ability to engage technical teams, senior executives and external partners. • Demonstrated ability to lead through ambiguity, establish a clear point of view and deliver results in a fast-moving environment. Preferred Qualifications • Experience with blockchain-based payments, programmable payments or open payment standards. • Familiarity with smart contracts, digital wallets, payment infrastructure or multi-rail payment solutions. • Experience contributing to external standards, industry forums, foundation-led specifications or open-source ecosystems. • Experience commercializing an emerging technology product in a regulated environment. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/director-product-management-ap4m-protocol-and-standards-at-mastercard-543e9a

Source: https://jobsbylevel.com/jobs/director-product-management-ap4m-protocol-and-standards-at-mastercard-543e9a

## Cite this page

Level. https://jobsbylevel.com/jobs/director-product-management-ap4m-protocol-and-standards-at-mastercard-543e9a.

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