# Head of HNW Underwriting, Wealth at Prudential plc

Prudential plc is hiring a Head of HNW Underwriting, Wealth. Level rates it Little AI ●○○○; you can [apply on Prudential plc](https://jobsbylevel.com/go/9de838bd-a79c-49c9-94fd-247a5484c90c?utm_medium=ai-agent).

AI Level 1, AI centrality 37 out of 100. Hong Kong (Group Head Office).

## Details

- Company: [Prudential plc](https://jobsbylevel.com/companies/prudential-plc)
- AI level: AI Level 1 (score 37 out of 100)
- Location: Hong Kong (Group Head Office)
- Posted: October 6, 2026
- Apply: https://jobsbylevel.com/go/9de838bd-a79c-49c9-94fd-247a5484c90c?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=head-of-hnw-underwriting-wealth-at-prudential-plc-721f56

## Description

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed. We are seeking an experienced and tenured Head of High-Net-Worth Underwriting ("Head of HNWU"), who will be responsible for establishing and leading Prudential Wealth’s underwriting strategy, governance and technical underwriting capabilities across the Wealth platform. Reporting to the Chief Operating Officer, Group Wealth (“COO”), the Head of HNWU will establish a globally consistent High Net Worth ("HNW") underwriting framework spanning Bermuda and future Wealth Hubs, ensuring Prudential delivers market-leading underwriting outcomes, service standards and customer experience. The role will oversee the development of underwriting philosophy, governance, technical standards, underwriting guidelines and operating model across the Wealth business, while leading a team of specialist HNW underwriters and working closely with Bermuda underwriting team to ensure consistency across jurisdictions. Job Responsibilities: Underwriting Strategy and Governance Develop and own Wealth underwriting strategy, philosophy and governance framework across all Wealth Hubs (including Bermuda). Establish globally consistent underwriting standards, guidelines and authority limits for HNW business. Define the long-term underwriting operating model supporting Bermuda and future Wealth platforms alongside the COO. Ensure underwriting practices remain aligned with Prudential's risk appetite and regulatory expectations across jurisdictions. Technical Underwriting Leadership Provide technical leadership for complex HNW cases, including jumbo cases, trusts, premium financing, offshore structures and international clients. Serve as final technical referral point for exceptional underwriting cases where required. Drive consistency of underwriting decisions across Bermuda, PACS and PHKL for Wealth products. Continuously review underwriting outcomes and implement improvements to enhance consistency and competitiveness. Provide technical guidance on complex claims adjudication where specialist underwriting expertise is required. Risk Management and Claims Governance Establish and maintain Wealth underwriting risk framework, ensuring alignment with Prudential's risk appetite and governance standards. Oversee underwriting quality assurance, referral governance, authority limits and technical case reviews across Wealth Hubs. Define and maintain Wealth claims philosophy and adjudication principles to ensure fair, consistent and timely outcomes for HNW clients. Establish claims governance and decision frameworks for complex HNW claims. Monitor underwriting and claims experience, identify emerging trends and recommend enhancements to underwriting guidelines, claims practices and operational controls. Process Innovation and Customer Experience Partner with Operations leadership to deliver Wealth differentiated underwriting and servicing proposition. Define target service levels, underwriting turnaround times and customer experience standards. Lead initiatives to streamline underwriting processes while maintaining strong risk discipline. Drive automation and digital enablement opportunities across underwriting workflows. Stakeholder Management Partner closely with Distribution teams, Case Management, Policy Admin, Product, Pricing, and Legal, Risk & Compliance functions. Build trusted relationships with International Brokers, Private Banks and strategic partners where underwriting support is required. Work closely with PACS and PHKL underwriting leadership to harmonize underwriting approaches while respecting

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/head-of-hnw-underwriting-wealth-at-prudential-plc-721f56

Source: https://jobsbylevel.com/jobs/head-of-hnw-underwriting-wealth-at-prudential-plc-721f56

## Cite this page

Level. https://jobsbylevel.com/jobs/head-of-hnw-underwriting-wealth-at-prudential-plc-721f56.

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