# Lead Credit Risk Analytics Consultant at Wells Fargo

Wells Fargo is hiring a Lead Credit Risk Analytics Consultant in Bengaluru, India. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/d130d18b-5a91-42c0-9c37-4ba372325e3f?utm_medium=ai-agent).

AI Level 1, AI centrality 33 out of 100. Bengaluru, India.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 33 out of 100)
- Location: Bengaluru, India
- Posted: November 13, 2026
- Apply: https://jobsbylevel.com/go/d130d18b-5a91-42c0-9c37-4ba372325e3f?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=lead-credit-risk-analytics-consultant-at-wells-fargo-8b58ef

## Description

Job Description Department Overview : The Consumer Banking & Lending – Retail Services business is responsible for leading, developing and implementing strategic initiatives and processes to drive the company credit culture, appetite, and business performance. The team is seeking a highly motivated and talented individual to be part of Originations strategy team of the Retail Services -Credit Strategy & Enablement team. About the Role: Wells Fargo is seeking a Lead Risk Analytics Consultant to support RS originations strategy function. In this role you will use a combination of strategic and technical analytic expertise to provide critical insights on various strategic initiatives and including but not limited to originations & portfolio performance, merchant / client profiling, segmentation, retention, engagement, and merchant lifetime value analytics. Insights provided will play a key role in driving business decisions. In this role you will: Acts as a subject matter expert for executive leadership on highly complex issues. Assesses and predicts risk and performance through business analysis and/or modeling. Establishes effective policies, processes, and tools to identify and manage risks. Uses predictive sciences for developing future ready solutions. Develops comprehensive merchant /industry monitoring frameworks and dashboards and provide statistically sound diagnostic evaluation of any emerging or unexpected risk areas to enhance intelligence and facilitate faster decision making. Reports on asset quality, portfolio trends, credit policy exceptions across various credit, vintage, product, offer, channel, industry segments using visualization tools such as Excel VBA, Tableau Power BI. Ensures resolution of matters requiring attention (MRA) from outside regulators, Audit, Corporate Model Risk or internal review teams. May partner with other business units, Audit, Legal, regulators, and industry partners on risk related topics. Leads implementation of complex initiatives with moderate to high risk for the line of business Lead project teams and may mentor but does not manage other team members. Develop complex programming models to extract data and/or manipulate databases such as ORACLE, Teradata, BMG etc. To be effective in this position, you will need to have a deep understanding of credit and merchant from an acquisitions perspective, a broad and strategic perspective on origination risk management, practice in the test and learn discipline for strategy development and be fluent in both the key technical tools of credit risk decisioning and sound credit judgment. Required Qualifications: 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, education Over all experience around 5+ years in similar role with at least 5 years of unsecured lending experience in analytic functions Bachelor’s degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences Experience in credit risk analytics, merchant risk management . Advanced SAS, Macros knowledge, R, Python Advanced degree in statistics/finance /engineering/other quantitative disciplines Strong Knowledge of MS Office Tools / Segmentation Tools / Decision Trees Strong technical skills and problem solving skills Desired Qualifications: A strong track record and business knowledge in the financial services sector with a deep understanding of credit card credit or fraud risk from a full-cycle perspective, including testing and control within a large financial institution. Experience working horizontally across the organization. Strong operational and execution skills, with keen attention to detail. Masters in a Quantitative or Advanced Analytics discipline Job Expectations: In office expectations: 4 days a week Shift timings: 1:30 Pm to 10: 30 PM Posting End Date: 19 Nov 2026 *Job posting may come down early

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/lead-credit-risk-analytics-consultant-at-wells-fargo-8b58ef

Source: https://jobsbylevel.com/jobs/lead-credit-risk-analytics-consultant-at-wells-fargo-8b58ef

## Cite this page

Level. https://jobsbylevel.com/jobs/lead-credit-risk-analytics-consultant-at-wells-fargo-8b58ef.

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