# Lead Credit Risk Officer at Wells Fargo

Wells Fargo is hiring a Lead Credit Risk Officer. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/f4f1d348-e8c0-4f43-ac72-d42d35fc0655?utm_medium=ai-agent).

AI Level 1, AI centrality 37 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 37 out of 100)
- Location: CHARLOTTE, NC
- Posted: October 29, 2026
- Apply: https://jobsbylevel.com/go/f4f1d348-e8c0-4f43-ac72-d42d35fc0655?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=lead-credit-risk-officer-at-wells-fargo-71cbc3

## Description

About this role: Wells Fargo is seeking a Lead Credit Risk Officer for the Credit Risk department within Corporate Risk to provide senior credit officers, Chief Risk Officer (CROs), the Chief Financial Officer (CFO) and various other business partners with insights into the Wholesale credit portfolio and a proactive, forward-looking in-depth analysis in support of emerging risk identification and impact quantification, portfolio performance forecasting, loss mitigation, and concentrations and limits management. In this role, you will: Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others Monitor portfolio, financial, market and economic data and assess the impact to credit fundamentals Develop and deploy analytical tools to identify, analyze and monitor single name, sector, concentration, and portfolio risks Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends Identify emerging credit risks and correlated risk pools that could potentially impact earnings and capital. Develop risk mitigating strategies in partnership with CRO organizations Provide credible challenge of line of business credit products, programs, and policies Support the Business Loss Forecast (BLF), Current Expected Credit Losses (CECL) and Comprehensive Capital Analysis and Review (CCAR) processes, credit migration management, and concentration management with credit research Provide key stakeholders with subject matter expertise and reliable, transparent analysis and reporting Required Qualifications: 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 5 years of related experience preferably to include credit risk, markets, credit research or portfolio management Strong commercial credit analysis skillset Ability to present complex material in a digestible, consumable manner to all levels of management Advanced Microsoft Excel skills Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives Strong knowledge of debt markets, debt instruments and commercial loan products Experience with corporate credit relative value and market-based pricing a plus Bachelor degree or higher in finance, accounting, business or quantitative discipline Job Expectations: Ability to work at the approved location(s) in the job posting. This position is not eligible for Visa sponsorship. This position currently offers a hybrid schedule. Posting Locations: 401 S. Tryon Street - Charlotte, North Carolina Posting End Date: 5 Nov 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/lead-credit-risk-officer-at-wells-fargo-71cbc3

Source: https://jobsbylevel.com/jobs/lead-credit-risk-officer-at-wells-fargo-71cbc3

## Cite this page

Level. https://jobsbylevel.com/jobs/lead-credit-risk-officer-at-wells-fargo-71cbc3.

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