# Lead Credit Risk Officer at Wells Fargo

Wells Fargo is hiring a Lead Credit Risk Officer. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/24c90721-51c5-41c4-bb1e-5a0248bebc1b?utm_medium=ai-agent).

AI Level 1, AI centrality 38 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 38 out of 100)
- Location: CHARLOTTE, NC
- Posted: November 2, 2026
- Apply: https://jobsbylevel.com/go/24c90721-51c5-41c4-bb1e-5a0248bebc1b?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=lead-credit-risk-officer-at-wells-fargo-9517b2

## Description

About this role: Wells Fargo is seeking a Lead Credit Risk Officer for the Credit Risk department within Corporate Risk to provide senior credit officers, Chief Risk Officers (CROs), the Chief Financial Officer (CFO) and various other business partners with in-depth credit analysis in support of credit risk management, credit risk appetite, strategic initiatives and planning, and capital optimization. The Lead Credit Risk Officer will produce ad-hoc and standardized periodic deliverables centered around credit risk analysis and portfolio management for the Wholesale Credit portfolio and support the Risk Measurement Program management, emerging risk identification and impact quantification, and portfolio performance forecasting processes. In this role, you will: Advise senior leadership to develop and implement strategies, programs and policies with a direct and significant impact on credit risk appetite. Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk. Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture. Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others. Produce high quality ad-hoc and standardized periodic deliverables centered around credit risk analysis and portfolio management for the Wholesale Credit portfolio. Monitor portfolio, financial, market and economic data and assess the impact to credit fundamentals. Develop and deploy analytical tools to identify, monitor and analyze single name, sector, concentration, and portfolio risks. Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends. Identify emerging credit risks and correlated risk pools that could potentially impact earnings and capital. Develop risk mitigating strategies in partnership with CRO organizations. Develop and implement Business As Usual (BAU) stress testing procedures that inform risk identification and risk appetite. Provide credible challenge of line of business credit products, programs, and policies. Support the Business Loss Forecast (BLF), Current Expected Credit Losses (CECL) and Comprehensive Capital Analysis and Review (CCAR) processes, credit migration management, and concentration management with credit research. Provide key stakeholders with subject matter expertise and reliable, transparent analysis and reporting. Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics. Required Qualifications: 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 5 years of related experience preferably to include credit risk, markets, credit research or portfolio management. Ability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulations. Strong commercial credit analysis skillset. Ability to present complex material in a digestible, consumable manner to all levels of management. Advanced Microsoft Excel skills. Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives. Strong knowledge of debt markets, debt instruments and commercial loan products. Experience with corporate credit relative value and market-based pricing a plus. Bachelor’s degree or higher in finance, accounting, business or quantitative discipline. Job Locations: 401 S. Tryon Street - Charlotte, North Carolina Job Expectations: Ability to work at one of the approved locations in the job posting. This position is not eligible for Visa

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/lead-credit-risk-officer-at-wells-fargo-9517b2

Source: https://jobsbylevel.com/jobs/lead-credit-risk-officer-at-wells-fargo-9517b2

## Cite this page

Level. https://jobsbylevel.com/jobs/lead-credit-risk-officer-at-wells-fargo-9517b2.

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