# Lead Product Manager, Risk Decisioning at PayPal

PayPal is hiring a Lead Product Manager, Risk Decisioning in San Jose, United States. It pays $177k-$262k a year and Level rates it Little AI ●○○○; you can [apply on PayPal](https://jobsbylevel.com/go/12153058-b53a-4fc4-ace2-745b9924f589?utm_medium=ai-agent).

AI Level 1, AI centrality 32 out of 100. San Jose, California, United States of America.

## Details

- Company: [PayPal](https://jobsbylevel.com/companies/paypal)
- AI level: AI Level 1 (score 32 out of 100)
- Location: San Jose, California, United States of America
- Salary: $177k-$262k
- Posted: October 29, 2026
- Apply: https://jobsbylevel.com/go/12153058-b53a-4fc4-ace2-745b9924f589?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=lead-product-manager-risk-decisioning-at-paypal-7c33ec

## Description

The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: At PayPal, real-time decisioning powers customer protection and global commerce. We’re looking for a Lead Product Manager to lead product direction for a risk domain across a portfolio of risk strategies. Partnering with risk strategy leaders, you’ll set the domain’s product vision and roadmap, turning outcomes like loss reduction, approval rates, and customer experience into product plans. You’ll define what each strategy needs, from rules and models to data and customer treatments, and shape the roadmap of our next-generation Risk Decisioning Platform. Near term, you’ll move strategies off legacy systems and ramp them to full production; beyond that, you’ll launch new strategies and use experimentation and automation to keep optimizing. Working with data science, modeling, and engineering, you’ll track performance and captured savings and represent the domain in product and steering committee reviews. You bring deep risk domain expertise and strong technical fluency. Job Description: Essential Responsibilities: Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform. Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability. Controls for the customer experience and customer needs in product requirements and as an input to decision making. Monitors metrics that inform the success of products including usability studies, research and market analysis. Manages one or more workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making. Monitors product

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/lead-product-manager-risk-decisioning-at-paypal-7c33ec

Source: https://jobsbylevel.com/jobs/lead-product-manager-risk-decisioning-at-paypal-7c33ec

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Level. https://jobsbylevel.com/jobs/lead-product-manager-risk-decisioning-at-paypal-7c33ec.

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