# Lead Software Engineer at Mastercard

Mastercard is hiring a Lead Software Engineer in Pune, India. Level rates it Builds AI ●●●●; you can [apply on Mastercard](https://jobsbylevel.com/go/d869f591-c93c-48ae-9f0f-f43ae8cb9acd?utm_medium=ai-agent).

AI Level 4, AI centrality 85 out of 100. Pune, India.

## Details

- Company: [Mastercard](https://jobsbylevel.com/companies/mastercard)
- AI level: AI Level 4 (score 85 out of 100)
- Location: Pune, India
- Posted: November 2, 2026
- Apply: https://jobsbylevel.com/go/d869f591-c93c-48ae-9f0f-f43ae8cb9acd?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=lead-software-engineer-at-mastercard-534ccd

## Prepare for this job

The job page lists 5 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/lead-software-engineer-at-mastercard-534ccd

## Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software Engineer Our Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results. Overview: Background As part of an exciting, fast paced environment developing payment authentication and security solutions, this position will provide technical leadership and expertise within the development lifecycle for ecommerce payment authentication platform. The Mastercard Authentication Program owns how consumer authentication works for both in-store and e-commerce transactional use cases. The primary purpose of this role is to develop and deliver best-of-breed authentication products for e-commerce transactional use cases that will drive uptake and penetration for the products and revenue for Mastercard. The authentication products that fall within this role’s responsibilities are ID Check, Token Authentication Service and Token Authentication Framework. Role: This position provides leadership to large, diverse, technology centers supporting MasterCard Business Partners processing needs and internal and external customer requirements. Knowledge / Experience: •Provide Technical leadership and strategic direction as a Lead to multiple teams and/or functional areas. AI Native engineer - experience of software engineering across variety of LLMs. Has experience of AI native SDLC/PDLC. •Experience managing multiple functional areas. •Experience developing and managing departmental budgets covering multiple discipline areas. •Formal business or management training including Project Management, Financial Management and Strategic Planning. •5+ years of experience in related field, with progressively increasing responsibility. •Understanding of and extensive experience with Software Engineering Concepts and Methodologies. •Proven ability to lead large complex projects and the ability to work effectively with all areas within Global Technology Operations, Corporate Groups and outside solution providers. •Proven verbal and written communications skills are a requirement for this role and experience with the following deliverables is critical: requirements documents, design documents, and project financial analysis. Skills/ Abilities: •Ability to acquire and retain top talent. •Management skills necessary to provide functional and directional guidance to direct and indirect staff. Ability to set direction and assure appropriate business outcomes of large or complex projects. •Ability to approve and implement policy and provide strategic direction for the organization. •Excellent Communication skills required to interact across multiple organizational levels of internal and external customer groups. •Lead teams to deliver high quality, secure, scalable software solutions based on technical requirements specifications and design artifacts within expected time and budget.

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