# Lead Software Engineer at Mastercard

AI Level 1, AI centrality 0 out of 100. Pune, India.

## Details

- Company: [Mastercard](https://jobsbylevel.com/companies/mastercard)
- AI level: AI Level 1 (score 0 out of 100)
- Location: Pune, India
- Posted: October 7, 2026
- Apply: https://jobsbylevel.com/go/d736219e-e6db-4cc0-a6ae-8590a1250c01

## Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Software Engineer Job Title: Lead Software Engineer Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview As the Software Architect for the Mastercard Merchant Acceptance Program, you’ll bring your deep expertise with modern software architecture designed for global scale, high-transaction volume, and cloud-native technologies. As a global business, the platform and services that you architect will deliver software operating at-scale, requiring focus on performance, security, and reliability. Merchant Acceptance Program consists of products & solutions that aim to increase Mastercard's acceptance footprint and improving quality of card holder experience at the point of interaction. Role: Drive the overall architecture using your deep expertise in microservices-based architectures for the fintech industry. Ensure that your solutions use modern cloud native architecture design principles. Design enterprise-grade APIs for services that follow Mastercard best-practices. Design and maintain technical blueprints and service descriptions for your solutions. Incorporate high-availability and system resiliency into your solutions to maximize up-time and capacity. Partner with senior technical and product leaders for the platform on how to deliver on your designs. Perform reviews to ensure teams are following your designs. Collaborate with the service architects, development teams, operations, and product owners. Provide technical leadership and mentorship to development teams and service architects. Represent the program as the primary architect and technical advocate with other groups within Mastercard. Partner with the Architecture & Technology team to leverage best practices in global scale systems, including on-soil and cloud deployment scenarios. All About You: More than 12 years of rich product engineering experience designing scalable software solutions You have an exceptional foundation in Computer Science fundamentals, microservices-based software architecture and web applications. You have demonstrated experience architecting solutions based on containers, Kubernetes, and cloud-native technologies. Candidate should be good in system design. You have architected & designed high transaction volume, financial (banking, payment) systems that operate at global scale and extreme up-time requirements. You have experience with web technologies including HTML5, CSS, Javascript, and front-end frameworks such as Angular / React. Its not mandatory but nice to have You have extensive experience in designing and building global-scale, back-end micro services using Java, Spring, Spring Boot, messaging and persistence system. You have a deep understanding of storage technologies such as PostgreSQL or SQL Server, and how to effectively leverage them at massive scale. You have deep

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