# Portfolio Optimization Graduate at Visa

Visa is hiring a Portfolio Optimization Graduate in Frankfurt, Germany. Level rates it Little AI ●○○○; you can [apply on Visa](https://jobsbylevel.com/go/4d8c2955-7c45-4f1c-8b4c-89045ded02a7?utm_medium=ai-agent).

AI Level 1, AI centrality 37 out of 100. DE - Frankfurt, Germany.

## Details

- Company: [Visa](https://jobsbylevel.com/companies/visa)
- AI level: AI Level 1 (score 37 out of 100)
- Location: DE - Frankfurt, Germany
- Posted: October 27, 2026
- Apply: https://jobsbylevel.com/go/4d8c2955-7c45-4f1c-8b4c-89045ded02a7?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=portfolio-optimization-graduate-at-visa-0b8048

## Description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Pay Transparency The estimated salary range for a new hire into this position is - which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program. Job Description Visa Consulting & Analytics (VCA) is Visa’s consulting business, helping clients solve strategic challenges through consulting, data and analytics. Within VCA, the Portfolio Optimization team focuses on helping financial institutions improve the performance and growth of their payments portfolios through data-driven strategies and solutions. As a Portfolio Optimization Graduate, you will join our Central Europe team and combine client-facing consulting work with strategic initiatives that develop and enhance VCA’s Portfolio Optimization solutions. This includes working with client teams on portfolio growth challenges, collaborating with Data Science to improve data-driven solutions, and supporting the development and testing of new approaches and tools across the practice. Exemplary Portfolio Optimization services include: Drive increased card activation and early usage across payment channels, including digital wallets. Build focused strategies and segmentation models that deliver higher portfolio performance, domestically and through international spending. Design and build loyalty, retention and dormancy customer initiatives. Develop new customer value propositions. Day to day responsibilities of a Portfolio Optimization Graduate : Support the delivery of client-facing Portfolio Optimization projects, using data and analysis to identify opportunities to grow and improve clients' card portfolios. Analyze and interpret data to develop insights and support recommendations for clients and internal stakeholders. Support the development of new VCA solution offerings, working with market teams to turn new ideas into propositions that can be taken to clients. Collaborate with VCA's Data Science teams to help develop and improve data-driven solutions for use across European markets. Contribute to VCA's industrialization initiatives, including testing new workflows and tools within Portfolio Optimization projects and identifying opportunities to improve how consulting work is delivered. Work collaboratively with client-facing teams and internal VCA stakeholders across Central Europe and the wider European organization. Adapt to changing business priorities and contribute across client delivery and internal strategic initiatives as your experience develops. Visa’s Graduate Programme: This is a program where you are supported with various skills and development sessions throughout your time as a Graduate. By joining VCA as a Graduate you will: Work alongside an experienced and dynamic team, as well as top clients, expanding your knowledge in the payments sector and our consulting practices. Gain access to ad hoc training resources such as Buddy, Mentor, your own learning path, project coaching and more to accelerate your career plan, such as Visa University. Develop your management consulting skills in a global market leader consulting organization,

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/portfolio-optimization-graduate-at-visa-0b8048

Source: https://jobsbylevel.com/jobs/portfolio-optimization-graduate-at-visa-0b8048

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