# Principal Software Engineer at Mastercard

Mastercard is hiring a Principal Software Engineer in Pune, India. Level rates it Little AI ●○○○; you can [apply on Mastercard](https://jobsbylevel.com/go/83cc18a3-b7b7-40a1-89db-a7b1237c4cc8?utm_medium=ai-agent).

AI Level 1, AI centrality 25 out of 100. Pune, India.

## Details

- Company: [Mastercard](https://jobsbylevel.com/companies/mastercard)
- AI level: AI Level 1 (score 25 out of 100)
- Location: Pune, India
- Posted: October 21, 2026
- Apply: https://jobsbylevel.com/go/83cc18a3-b7b7-40a1-89db-a7b1237c4cc8?utm_medium=ai-agent

## Prepare for this job

The job page lists 5 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/principal-software-engineer-at-mastercard-9a731c

## Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Principal Software Engineer Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview We are looking for Principal – Software Engineer, to drive our customer experience strategy forward by consistently innovating and problem-solving. Our solutions are built on the Digital Network Architecture, Cloud Native principles and in a Scaled Agile Framework. The ideal candidate is passionate about the customer experience journey, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset. The Role - Principal for leading and driving architecture for new product development - Experience in end-to-end solution and product architecture. - Formally supervises and coaches multiple software engineering teams of multiple roles and is responsible for planning and executing scalable real time architectures - Provides strategic technology leadership related to specific applications and systems, or software-development methodologies - Expertise of Java, Spring Framework and experience leading complex systems. - Excellent Data analysis and Data management skills for scalable solutions - Applied knowledge of AI and scalable implementations is desireable. - Provide ongoing guidance to teams on development standards and delivery. - Cloud (Pivotal Cloud Foundry), DNA ( Digital Native Architecture) experience is desirable. - Strong experience in Real Time Online System is desirable. - Coordinate with various groups in MasterCard to ensure success of the projects - Maintain and present project related metrics reporting for senior management review - Handle coordination between teams and across geographies based in various locations - Recommend strategic direction and engineering leadershi. - Advance operational and business concerns or issues relative to future business programs, projects, or enhancements that may affect consistent delivery of quality services. All About You - Excellent in Software Design and Architecture from conceptualization to implementation of a new product. - In depth Experience development applications in Java, Spring Boot - Expert understanding of software engineering concepts and methodologies. - High-energy, detail-oriented, proactive and able to handle multiple high-priority demands while driving consistent results. - Effective Technology leadership skills and ability to handle complex technical problems - Experience in online, real time application development - Experience in CI/CD - Involved and spearheaded quality initiatives. - Experience in PCF, Microservices and DNA is desireable. - Excellent stakeholder management. - Excellent in communication. - Ability to guide people to implement right solution. Corporate Security Responsibility Every person working for, or on behalf of, Mastercard is responsible for information security. All

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Source: https://jobsbylevel.com/jobs/principal-software-engineer-at-mastercard-9a731c

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