# Product Manager at TD Bank

TD Bank is hiring a Product Manager in Toronto, Canada. Level rates it Little AI ●○○○; you can [apply on TD Bank](https://jobsbylevel.com/go/bfe3220c-4c9a-4511-9a60-e725803b4ca1?utm_medium=ai-agent).

AI Level 1, AI centrality 35 out of 100. Toronto, Ontario.

## Details

- Company: [TD Bank](https://jobsbylevel.com/companies/td-bank)
- AI level: AI Level 1 (score 35 out of 100)
- Location: Toronto, Ontario
- Posted: November 5, 2026
- Apply: https://jobsbylevel.com/go/bfe3220c-4c9a-4511-9a60-e725803b4ca1?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=product-manager-at-td-bank-0e7dc7

## Description

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Product Management Pay Details: $96,900 - $136,800 CAD This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: The Opportunity This is a high-visibility opportunity to help shape the next generation of acquisition and growth strategies for TD Merchant Solutions through innovative credit products and offerings. The role will lead the development of new credit product offerings and credit strategies, taking opportunities from initial concept through credit policy and risk framework development, product design, implementation and post-launch monitoring. Given the strategic nature of these initiatives, the role will work closely with senior leaders across business and risk shaping recommendations and support key decisions. Combining deep credit expertise with strategic thinking and project leadership, the successful candidate will build new capabilities from the ground up and play a meaningful role in shaping the future growth of the business. Job Description Summary Lead the development and implementation of credit policies, strategies, products and capabilities that support responsible acquisition and business growth while maintaining alignment with TDMS Credit Policy, TD risk appetite and applicable governance requirements. The role provides deep credit policy and strategy expertise, identifies opportunities to use credit as a growth enabler, and leads strategic initiatives from concept and policy design through implementation and performance monitoring. Key Accountabilities Credit Policy & Risk Strategy · Lead and support the development, maintenance and ongoing evolution of TDMS Credit Policy, ensuring policy remains current and aligned with risk appetite, business strategy, portfolio performance and regulatory expectations. · Identify and recommend policy changes required to enable new products, acquisition strategies, customer segments and credit capabilities, partnering with Commercial Credit Risk Management (CCRM) on policy updates and required risk reviews. · Develop credit eligibility, underwriting and decisioning strategies, including risk parameters, exposure thresholds, limits, segmentation, approval criteria, renewal requirements and concentration controls. · Assess existing credit policies and strategies and recommend enhancements based on portfolio results, emerging risks, market developments, and changing business needs. · Act as a Credit Policy and Strategy subject matter expert, providing advice, effective challenge and clear recommendations on complex credit and business initiatives. · Ensure new and existing strategies include appropriate controls, governance, monitoring, escalation thresholds, and performance measures. Growth, Acquisition & Product Strategy · Lead the development of new credit-enabled products and growth strategies that support merchant acquisition, relationship expansion, and retention. · Design acquisition and risk strategies, including pre-approved offers, merchant financing concepts, credit product offerings, segmentation and other targeted growth opportunities. · Translate business opportunities into executable credit strategies,

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/product-manager-at-td-bank-0e7dc7

Source: https://jobsbylevel.com/jobs/product-manager-at-td-bank-0e7dc7

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