# Senior Credit Officer at AIG

AIG is hiring a Senior Credit Officer in Shanghai, China. Level rates it Little AI ●○○○; you can [apply on AIG](https://jobsbylevel.com/go/e342da99-e01a-454f-989a-d631fa632df6?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. Shanghai.

## Details

- Company: [AIG](https://jobsbylevel.com/companies/aig)
- AI level: AI Level 1 (score 0 out of 100)
- Location: Shanghai
- Posted: June 2, 2026
- Apply: https://jobsbylevel.com/go/e342da99-e01a-454f-989a-d631fa632df6?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=senior-credit-officer-at-aig-7a8dc4

## Prepare for this job

The job page lists 5 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/senior-credit-officer-at-aig-7a8dc4

## Description

Senior Credit Officer At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Credit Officer to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Make your mark in AIG General Insurance AIG General Insurance is a leading provider of insurance products and services – focused on helping to manage risk for commercial and personal customers. We offer a broad range of products through a diversified, multi-channel distribution network, including one of the world’s most far-reaching property casualty networks. How you will create an impact To ensure the application of Trade Credit credit risk guidelines to the buyer portfolio so as to ensure effective risk management allowing the business to meet its profitability objectives: Credit Analysis Perform credit reviews and ORR (grade) recommendations for large buyer portfolio (concentration names with gross exposure of $5MM or greater). Establish aggregate limits within Trade Credit appetite framework to support underwriting production targets. Perform credit reviews and ORR recommendations for Higher Risk and Watchlist Buyers of $10MM or greater (ORR 6 and worse names) Respond to UW ad-hoc requests for credit limit review/approvals related to specific renewals and/or new business opportunities in a time efficient manner Present risk assessment part of existing and prospect large transactions to Regional Credit Committee, Global Credit Committee where individual buyer limits and aggregate buyer limits trigger agreed thresholds Assist and guide Underwriters with new or renewal buyer portfolios as it pertains to buyer risk, policy structure and mitigation parameters Initiate and/or participate in buyer calls and/or visits as needed to ascertain applicable risk profile and appropriate risk appetite Compliance Monitoring Ensure ORR coverage for all Buyer names with gross exposure of $5MM or greater Ensure all Policyholders have been assigned an ORR rating Ensure ORR aging is within AIG Credit Policy Guidelines Ensure aggregate limits are in place and in date for all names with gross exposure of $5MM or greater Ensure all approvals are recorded and related supporting materials saved to TradEnable System (TES) Reporting / Portfolio Management Prepare monthly overdue exposure reports in China book as required Update responsible Global Watch List and Focus List names with recommended underwriting strategies Respond to ad-hoc exposure inquiries from Trade Credit or ERM Credit Management Reviews Assist underwriters in conducting credit management reviews for rating the credit management strength of new business or renewal policyholders Sector Reviews Undertake sector reviews on a periodic basis as is deemed necessary by the Chief Credit Officer or Regional Head of Credit Training and processes Assist to enhance trade credit risk management practices Prepare and deliver training local and global colleagues (including India Shared Service team) on credit and transaction analysis What you’ll need to succeed Demonstrated credit risk analysis experience focusing Chinese corporate sector at international banks or credit rating agencies Experience of using different market leading credit risk management portfolio techniques and tools Understanding of trade credit policies and their respective credit risk drivers and mitigates Working knowledge of trade and export products (receivables, confirmed payables, supply chain finance, guarantees, letters of credit, trade loans etc.) from a credit risk analysis perspective. Strong communication skills, written and oral, presentations Organizational skills and project management Ability to manage time pressure, deadlines and competing tasks/ priorities Ability to handle a varied workload in a diverse and growing portfolio. Proven decision-making skills Interpersonal skills - team player with internal and external stakeholders/ clients Languages helpful,

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