# Senior Lead Credit Risk & Approval Officer - Commercial Banking at Wells Fargo

Wells Fargo is hiring a Senior Lead Credit Risk & Approval Officer - Commercial Banking. Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/4c3ec3ba-0a2e-461e-858f-49bc77509518).

AI Level 1, AI centrality 38 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 38 out of 100)
- Location: CHARLOTTE, NC
- Posted: October 8, 2026
- Apply: https://jobsbylevel.com/go/4c3ec3ba-0a2e-461e-858f-49bc77509518

## Description

Wells Fargo is seeking a Senior Lead Credit & Approval Officer on our second line of defense Independent Risk Management team. This team covers jobs that monitor and manage the credit exposure within Commercial Banking and Corporate & Investment Banking portfolios and transactions, approve loans in excess of line authority levels, continually review counterparty creditworthiness, and develop credit exposure methodologies in conjunction with risk analytic systems that are aligned with Board-approved risk appetite. About this role: Work in collaboration with regional leadership to effectively and prudently grow the loan portfolio Review, challenge and approve loans in excess of front-line credit officer authority levels Ensure conformity with bank policies, risk appetite and procedures Develop guidance, advising and partnering with key Business stakeholders on sound credit risk practices Monitor delinquency, loss and risk rating accuracy across all assigned regions and/or products Analyze Portfolio Performance and Trends Assist relationship managers and local credit teams with structuring, pricing and documentation of larger or more complex commercial loan transactions Monitor and review loan underwriting and portfolio management for senior management/regulatory agency review Advise more experienced leadership to provide support, oversight, and guidance in surveilling the portfolio for highly complex business and technical needs across groups Lead the strategy and resolution of highly complex loan transactions and unique challenges Deliver solutions that require vision, creativity, innovation, advanced analytical and inductive thinking Coordinate and establish criteria to safeguard and support credit risk-based limits based on position, size, and margin requirements Provide vision, direction, and expertise to more experienced leadership on implementing innovative and significant business solutions that are large-scale, cross-functional, or companywide strategies Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals Serve as an experienced advisor to leadership to resolve issues and achieve goals Interact with internal and external customers In this role, you will: Advise more experienced leadership to provide support, oversight, and guidance in surveilling the portfolio for highly complex business and technical needs across groups Lead the strategy and resolution of highly complex loan transactions and unique challenges Deliver solutions that require vision, creativity, innovation, advanced analytical and inductive thinking Coordinate and establish criteria to safeguard and support credit risk-based limits based on position, size, and margin requirements Provide vision, direction, and expertise to more experienced leadership on implementing innovative and significant business solutions that are large-scale, cross-functional, or companywide strategies Collaborate and consult with peers, colleagues, and managers companywide Serve as an experienced advisor to leadership to resolve issues and achieve goals Interact with internal and external customers Required Qualifications: 7+ years of Credit Risk & Approval experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Experience in one or more of the following areas: Wealth Management Credit Alternative assets/investment lending Experience assisting credit teams with structuring, pricing and documentation of larger or more complex commercial loan transactions Experience analyzing and approving complex assets and transactions Private banking experience with ultra-high net worth Deep and proven credit decision-making skills Broad analytical experience across products, client profiles and structures Ability to provide leadership during challenging risk discussions Excellent verbal, written, and interpersonal communication skills Strong

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/senior-lead-credit-risk-approval-officer-commercial-banking-at-wells-fargo-bf80f8

Source: https://jobsbylevel.com/jobs/senior-lead-credit-risk-approval-officer-commercial-banking-at-wells-fargo-bf80f8

## Cite this page

Level. https://jobsbylevel.com/jobs/senior-lead-credit-risk-approval-officer-commercial-banking-at-wells-fargo-bf80f8.

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