# Senior Lead Credit Risk Officer - Auto Servicing and Collections at Wells Fargo

Wells Fargo is hiring a Senior Lead Credit Risk Officer - Auto Servicing and Collections. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/752d5166-eaac-4582-b940-6b799181ab76?utm_medium=ai-agent).

AI Level 1, AI centrality 36 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 36 out of 100)
- Location: CHARLOTTE, NC
- Posted: October 28, 2026
- Apply: https://jobsbylevel.com/go/752d5166-eaac-4582-b940-6b799181ab76?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=senior-lead-credit-risk-officer-auto-servicing-and-collections-at-wells-fargo-3b0fd3

## Description

About this role: Wells Fargo is seeking a Senior Lead Risk Officer within Corporate Risk supporting the Auto Servicing and Collections organization. As part of Independent Risk Management's second line of defense, this role provides independent oversight of credit risk, servicing and collections strategies, portfolio performance, analytics, and transformation initiatives. Leads risk assessment, governance, monitoring, and credible challenge of business activities to ensure adherence to risk appetite, credit policy, regulatory requirements, and the Risk Management Framework. Partners with front-line leadership, Compliance, and Operational Risk teams to evaluate emerging risks, significant business changes, and risk mitigation strategies while providing independent assessment of the front line's risk management activities. For more information on our lines of business and career areas visit www.wellsfargojobs.com In this role, you will: Provide independent risk oversight of Auto Servicing and Collections strategies, portfolio performance, and customer outcomes. Assess servicing and collections strategies, policy execution, risk management practices, remediation plans, and business assumptions. Monitor servicing and collections performance, workforce capacity, portfolio trends, customer outcomes, and emerging risks. Independently retrieve, analyze, and interpret servicing and collections data to assess business performance and validate front-line reporting and conclusions. Conduct targeted risk assessments and deep-dive reviews of servicing and collections activities, strategies, controls, and outcomes. Partner with Compliance, Operational Risk, Control Management, Audit, Legal, and Front-line business leaders. Provide credible challenge on business assumptions, performance results, analytics, risk assessments, and proposed risk mitigation strategies. Prepare and deliver risk assessments, reporting, presentations, and insights for senior management, governance committees, audits, and regulatory engagements. Mentor and develop risk professionals supporting servicing and collections oversight activities. Required Qualifications: 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 3+ years of SAS programming and data analysis experience supporting risk management, portfolio monitoring, operational oversight, or business analytics Desired Qualifications: Advanced SAS and SQL experience, including data extraction, data validation, portfolio analysis, trend monitoring, and development of management and executive reporting. Demonstrated ability to provide independent assessment and credible challenge of business strategies, risk management practices, performance results, risk assessments, and remediation plans. Strong executive communication, presentation, and stakeholder management skills, including experience communicating risk assessments, portfolio trends, and emerging risks to senior leaders and governance committees. Experience in Auto Lending and/or Servicing and Collections oversight, portfolio monitoring, analytics, or risk management. Posting Locations: 550 S. Tryon Street - Charlotte, North Carolina 401 Las Colinas Blvd W Bldg B Irving, Texas 800 S Jordan Creek Pkwy, West Des Moines, IA Job Expectations: Required locations listed above. Relocation assistance is not available for this position. This position is not eligible for VISA sponsorship Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process. Posting End Date: 1 Nov 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/senior-lead-credit-risk-officer-auto-servicing-and-collections-at-wells-fargo-3b0fd3

Source: https://jobsbylevel.com/jobs/senior-lead-credit-risk-officer-auto-servicing-and-collections-at-wells-fargo-3b0fd3

## Cite this page

Level. https://jobsbylevel.com/jobs/senior-lead-credit-risk-officer-auto-servicing-and-collections-at-wells-fargo-3b0fd3.

Get job alerts: https://jobsbylevel.com/newsletter