# Senior Lead Credit Risk Officer (Wholesale Credit Policy) at Wells Fargo

Wells Fargo is hiring a Senior Lead Credit Risk Officer (Wholesale Credit Policy). Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/2b7feb47-38d9-4b25-8883-7490c9430abe).

AI Level 1, AI centrality 38 out of 100. CHARLOTTE, NC.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 38 out of 100)
- Location: CHARLOTTE, NC
- Posted: October 8, 2026
- Apply: https://jobsbylevel.com/go/2b7feb47-38d9-4b25-8883-7490c9430abe

## Description

About this role: Wells Fargo is seeking a Senior Lead Credit Risk Officer to support the rationalization, development, and ongoing maintenance of Wholesale Credit Policy content for businesses. This role is responsible for strengthening credit risk governance across lines of business by ensuring content aligns with regulatory expectations, the bank's risk appetite, and Policy Management requirements. The successful candidate will serve as a subject matter expert on complex lending topics, lead cross-functional policy roundtables, build stakeholder consensus, and develop clear, actionable credit policy content that can be easily understood and consistently applied by credit professionals and business partners. This position requires expert communication, facilitating, influencing, and policy-writing skills, including the ability to present recommendations and gain alignment from Group Senior Credit Officers and business-aligned policy partners. In this role, you will: Lead complex initiatives including those that are cross-functional with broad impact Write credit polices with minimal guidance to align with regulatory requirements, appropriately represent the bank’s risk appetite and adhere to Wholesale content and the Policy Management Policy Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite Ensure policies align with regulatory expectations, risk appetite, and governance standards Serve as a trusted advisor and subject matter expert on credit risk topics as well as policy governance Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements across multiple lines of business/lending types Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals. Expert ability to communicate both orally and in writing to multiple constituents. Interact with internal and external customers Collaborate with business for oversight of risk management Interact with Audit, Legal, Control, external agencies, regulatory bodies and Compliance on risk related intiatives Lead roundtables and serve as a subject matter expert on specific lending topics Participate in content creation for Wholesale Credit Policy publications Provide perspective and feedback on various surveillance programs such as the Credit Policy Exception (CPE) Program Lead resolution of Issues and related corrective actions Required Qualifications: 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Broad wholesale credit experience within a large, regulated financial institution. Solid understanding of Wholesale Credit Underwriting Strong policy-writing capabilities Current or prior delegated credit approval authority, including approval of complex credit transactions and provision of effective independent challenge Experience in credit policy development and governance Demonstrated ability to influence senior stakeholders and build consensus through clear, disciplined credit risk communication 3+ years of prior management or senior leadership experience, including leading teams or enterprise wide, cross functional initiatives Job Expectations: This position does not offer sponsorship Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $185,000.00 - $300,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/senior-lead-credit-risk-officer-wholesale-credit-policy-at-wells-fargo-d21cbf

Source: https://jobsbylevel.com/jobs/senior-lead-credit-risk-officer-wholesale-credit-policy-at-wells-fargo-d21cbf

## Cite this page

Level. https://jobsbylevel.com/jobs/senior-lead-credit-risk-officer-wholesale-credit-policy-at-wells-fargo-d21cbf.

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