# Senior Lead Data Science Consultant, Cards and Personal Loans Decision Sciences at Wells Fargo

Wells Fargo is hiring a Senior Lead Data Science Consultant, Cards and Personal Loans Decision Sciences. Level rates it Little AI ●○○○; you can [apply on Wells Fargo](https://jobsbylevel.com/go/725d28f6-fabb-414f-8a02-2e1c9c1d042e?utm_medium=ai-agent).

AI Level 1, AI centrality 9 out of 100. WILMINGTON, DE.

## Details

- Company: [Wells Fargo](https://jobsbylevel.com/companies/wells-fargo)
- AI level: AI Level 1 (score 9 out of 100)
- Location: WILMINGTON, DE
- Posted: October 27, 2026
- Apply: https://jobsbylevel.com/go/725d28f6-fabb-414f-8a02-2e1c9c1d042e?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=senior-lead-data-science-consultant-cards-and-personal-loans-decision-sciences-at-wells-fargo-af2885

## Description

About this role: Wells Fargo Credit Cards is seeking a Senior Lead Data Science Consultant to lead analytical work supporting marketing models for Cards and Personal Loans products. The role will serve as the modeling lead, partnering with stakeholders to understand strategic priorities and translate them into modeling requirements, while working closely with data scientists in the Modeling Center of Excellence (CoE) who develop the models. In addition to guiding model development and lifecycle activities, the role will have significant responsibility for conducting advanced analytics, evaluating internal and external data sources and engineering features for modeling consumption. Learn more about the career areas and business divisions at wellsfargojobs.com. In this role, you will: Serve as the business-side owner for machine learning models supporting Cards and Personal Loans products, guiding priorities and outcomes across the model lifecycle Partner with business stakeholders to understand strategic objectives and translate them into well-defined modeling requirements, analytical plans, and measurable outcomes Work closely with data scientists in the Modeling Center of Excellence (CoE) to provide business context, define requirements, evaluate results, and guide model enhancements Evaluate internal and external data sources for quality, relevance, coverage, stability, availability, and suitability for modeling use Lead exploratory and advanced analysis of new and existing data sources, quantify their potential incremental value, and develop recommendations for modeling and ongoing use Design, develop, test, and refine features for modeling consumption to improve predictive performance, explainability, stability, and business value Analyze model performance, identify emerging trends or deterioration, investigate underlying drivers, and recommend timely enhancements or remediation actions in partnership with the Modeling CoE Collaborate closely with business analytics teams, the Modeling CoE, technology partners, data providers, and external vendors to align data and model solutions with business needs, technical standards, and delivery expectations Communicate complex analytical findings, tradeoffs, and recommendations clearly to technical and nontechnical audiences, including senior stakeholders Provide technical leadership, exercise independent judgment, navigate ambiguity, and drive complex initiatives from problem definition through implementation Required Qualifications: 7+ years of data science experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Master's degree or higher in a quantitative discipline such as mathematics, statistics, engineering, physics, economics, or computer science Desired Qualifications: Advanced proficiency with SQL and intermediate or advanced proficiency with Python Experience in consumer lending analytics, with a strong preference for Cards experience across areas such as marketing, acquisition, risk, or portfolio management Experience leading business requirements, implementation, monitoring, or enhancement of machine learning models supporting Cards, Personal Loans, or other consumer lending products Experience translating business strategies and complex business problems into modeling requirements, analytical approaches, data needs, and measurable outcomes, while partnering with data scientists across the model lifecycle Demonstrated ability to assess model performance, diagnose drivers of change, and translate findings into practical recommendations Strong understanding of model development practices, data quality, model governance, and controls Experience evaluating large, complex internal and external data sources, including data quality, coverage, stability, and incremental predictive value Experience designing and engineering high-value features for model development and production use

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/senior-lead-data-science-consultant-cards-and-personal-loans-decision-sciences-at-wells-fargo-af2885

Source: https://jobsbylevel.com/jobs/senior-lead-data-science-consultant-cards-and-personal-loans-decision-sciences-at-wells-fargo-af2885

## Cite this page

Level. https://jobsbylevel.com/jobs/senior-lead-data-science-consultant-cards-and-personal-loans-decision-sciences-at-wells-fargo-af2885.

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