# Senior Manager, Corporate Credit at Mashreq

Mashreq is hiring a Senior Manager, Corporate Credit. Level rates it Little AI ●○○○; you can [apply on Mashreq](https://jobsbylevel.com/go/57a89bde-2de2-461e-8498-5fcc1bf98afc?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. United Arab Emirates.

## Details

- Company: [Mashreq](https://jobsbylevel.com/companies/mashreq)
- AI level: AI Level 1 (score 0 out of 100)
- Location: United Arab Emirates
- Posted: October 22, 2026
- Apply: https://jobsbylevel.com/go/57a89bde-2de2-461e-8498-5fcc1bf98afc?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=senior-manager-corporate-credit-at-mashreq-4b09f7

## Prepare for this job

The job page lists 5 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/senior-manager-corporate-credit-at-mashreq-4b09f7

## Description

Job Purpose • Provide independent credit assessment and approval oversight for Corporate Banking exposures across assigned sector(s), ensuring alignment with the Bank’s risk appetite and regulatory expectations. • Evaluate and approve complex credit proposals, including bilateral, syndicated, structured, and project finance transactions, through robust underwriting judgment and risk analysis. • Leverage cross-sector expertise (including Financial Institutions, traded credit, commodities/trading, manufacturing, and retail sectors) to assess diverse corporate exposures and risk dynamics. • Oversee the end-to-end credit lifecycle through close engagement with policy and portfolio management teams, ensuring quality, consistency, and adherence to established credit frameworks. • Assess portfolio-level risks, including sectoral concentrations and emerging trends, and recommend appropriate risk mitigation and corrective actions. • Partner with Corporate Banking relationship teams to provide guidance on transaction structuring, ensuring commercially viable solutions within defined risk parameters. Key Result Areas Credit Underwriting & Approval Quality • Evaluate and approve complex credit proposals, including bilateral, syndicated, structured, and project finance transactions, through robust underwriting judgment and risk analysis. • Ensure all credit proposals are assessed within delegated authority, applying sound credit standards, strong analytical discipline, and adherence to established approval frameworks. • Maintain high quality of credit appraisals to minimize rework, approval exceptions, and proposals returned or declined at higher approval forums. Portfolio Quality & Risk Management • Maintain quality of the assigned loan portfolio, as measured by classified outstandings, risk migration, and associated provisioning impact on Group profitability. • Assess portfolio-level risks arising from sectoral concentrations, obligor exposures, and market developments, and recommend timely mitigation strategies. • Minimize migration across risk grades through proactive monitoring, risk discipline, and early intervention on emerging vulnerabilities. Cross-Sector Credit Expertise & Transaction Assessment • Leverage cross-sector expertise across Financial Institutions, traded credit, commodities/trading, manufacturing, retail, and other corporate segments to assess diverse borrower and transaction risks. • Apply sector-specific judgment in evaluating business models, cash flow resilience, collateral structures, and market positioning across multiple industries. • Provide an independent and well-rounded credit view on single-name and portfolio exposures by integrating industry, financial, and structural risk considerations. Early Warning Identification & Remedial Action • Ensure early detection of warning signals, including past dues, adverse market information, financial deterioration, and sector stress, to enable timely corrective action. • Recommend and support remedial strategies, restructuring actions, or exposure reduction measures to contain risk and minimize potential credit losses. • Strengthen portfolio oversight through continuous post-approval follow-up and early warning identification to preserve asset quality. Turnaround Time & Credit Processing Efficiency • Maintain targeted turnaround time for processing credit proposals, renewals, amendments, and annual reviews to support business responsiveness. • Ensure consistent handling of proposal volumes without compromising underwriting quality, depth of assessment, or governance standards. • Drive efficiency and discipline in credit processing through structured workflows, timely reviews, and clear approval accountability. Business Partnership, Structuring & Market Engagement • Partner with Relationship Managers to structure appropriate credit solutions for clients, balancing commercial requirements with prudent risk acceptance. • Accompany RM teams on domestic and international

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