# Senior Risk Manager at Visa

Visa is hiring a Senior Risk Manager in São Paulo, Brazil. Level rates it Little AI ●○○○; you can [apply on Visa](https://jobsbylevel.com/go/c79e6437-343f-4ae9-a6a1-dfba27672e53?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. BR - São Paulo, Brazil.

## Details

- Company: [Visa](https://jobsbylevel.com/companies/visa)
- AI level: AI Level 1 (score 0 out of 100)
- Location: BR - São Paulo, Brazil
- Posted: August 27, 2026
- Apply: https://jobsbylevel.com/go/c79e6437-343f-4ae9-a6a1-dfba27672e53?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=senior-risk-manager-at-visa-9561ab

## Prepare for this job

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## Description

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description We are seeking a Risk Manager to support the implementation of collateral arrangements with Acquirers, as well as the ongoing monitoring of related financial and operational risk controls, contributing to the robustness of the company’s risk mitigation processes. This professional will be responsible for monitoring the sufficiency, formalization, and validity of guarantees; supporting contract management; preparing management reports and presentations; and ensuring an efficient flow of information with clients and internal teams. The position requires an analytical mindset, strong organizational skills, the ability to interact with multiple stakeholders, and the capability to transform information into analyses and executive materials that support decision-making. Essential Functions: Implement collateral structures with clients in accordance with applicable rules, analyzing the characteristics and vulnerabilities of each business model while focusing on relevant aspects for risk mitigation within the payment scheme. Monitor collateral structures linked to clients and counterparties, statements/systems, tracking sufficiency, eligibility, maturity dates, formalization, and adherence to internal policies. Control and monitor collateral agreements, ensuring they are up to date, properly formalized, and compliant with regulatory and internal requirements. Manage the collateral lifecycle, including creation, renewal, replacement, reinforcement, release, and enforcement, when applicable. Prepare periodic reports and management presentations with risk indicators, guarantee positions, relevant exposures, maturity dates, and key areas of attention to support governance and decision-making. Consolidate and analyze financial and operational information to identify potential risk deterioration, needs for additional collateral, or deviations from defined parameters. Maintain the flow of information with clients by submitting requests, following up, and collecting documents, collateral, and other information required for the monitoring process. Interact with internal areas such as Risk, Sales, Legal, Compliance, Operations, and Finance to align information, address contractual matters, and implement mitigating actions. Support the development and maintenance of controls, dashboards, and monitoring indicators, contributing to a preventive and structured view of the portfolio. Monitor exceptions, breaches, and risk events, proposing action plans and escalation when necessary. Contribute to the enhancement of policies, procedures, and processes related to risk and collateral management. Support internal and external audits, as well as regulatory requests, by organizing information and evidence related to contracts and guarantee structures. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Bachelor’s degree in Finance, Economics, Accounting, Risk

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