# Senior Software Engineer at Mastercard

Mastercard is hiring a Senior Software Engineer in Pune, India. Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/ae7ba9c5-d090-4d7b-87e1-f9fdb95f7c71?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. Pune, India.

## Details

- Company: [Mastercard](https://jobsbylevel.com/companies/mastercard)
- AI level: AI Level 1 (score 0 out of 100)
- Location: Pune, India
- Posted: October 14, 2026
- Apply: https://jobsbylevel.com/go/ae7ba9c5-d090-4d7b-87e1-f9fdb95f7c71?utm_medium=ai-agent

## Prepare for this job

The job page lists 2 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/senior-software-engineer-at-mastercard-ea950b

## Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Software Engineer Overview Mastercard strives to be the trusted network for empowering small businesses to grow and thrive through compelling products and solutions accessible from our B2B customers and partners. This segment is central to Mastercard's growth strategy - not only because of the impact Small & Medium Enterprises have on local, regional, and global economies but also because of their significant role in the payment ecosystem as buyers and sellers. Mastercard is a trusted partner by millions of small and medium businesses, enabling them to accept payments globally. This organization's goal is to add value by further addressing other areas, including their daily activities, business growth, cash flow management, etc. Small and Medium businesses are the lifeline of the economy providing employment to more than 60% of the overall population. They face various challenges in their day-to-day execution; Mastercard is a market leader in providing solutions for them to accept payments globally at scale. Global SME Engineering's organizational goal is to build innovative solutions and products that enable Mastercard to provide competitive solutions to small and medium businesses, that complements the Payments ecosystem and experiences that are Payment adjacent. The goal is to create an ecosystem of products that Mastercard provide to the business owners that helps them focus on their core business. We believe in lean teams delivering a lot of value, so you will be part of a lean team potentially driving impact for the product and platform buildout from scratch. We will be iterating quickly and doing frequent brainstorming sessions welcoming new ideas and diverse perspectives to conceptualize new features. One of the core values of our team is to learn from each other irrespective of your level. Be part of Mastercard and embrace the "Mastercard Way" of - "Create Value, Grow Together and Move Fast" by doing the right thing, focused on "Decency, Inclusion, and Force for Good." Role As Senior Software Engineering for the SME Services, this person will contribute to the Engineering team to one of the below areas, 1) SME’s Business Essential Services required to run the business efficiently; the initial set of capabilities of focus are – 1) Cashflow Management 2) Open Banking integrations (retail/Wholesale) 3) Invoicing 4) Expense Management 5) SME’s Employee Experiences 6) Cyber risk solution integrations 7) Education/Training. 2) SME’s Value-Added Service like Loyalty solutions, Market insights etc. which will enhance a merchant’s ability to run their business focused on Growth. Overview • Responsible for the analysis, design, development and delivery of software solutions • Defines requirements for new applications and customizations, adhering to standards, processes and best practices Responsibilities • Own complex problems having dependency across services and facilitate cross-functional team interactions to drive resolution • Write code to build and enhance applications/services and promote code-reviews, code scanning, and other standard development practices to deliver high-quality artifacts to production. • Define, design, and develop procedures and solutions at a service level to meet the business requirements/enhancements • Drive prioritization decisions and trade-offs in working with product partners • Identify opportunities and build roadmaps to enhance primary service/function • Automate and

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