# Senior Vice President, Software Engineering – Authentication at Mastercard

Mastercard is hiring a Senior Vice President, Software Engineering – Authentication. It pays $220k-$400k a year and Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/a21cf984-bf94-4a1b-870e-971fd5413d42?utm_medium=ai-agent).

AI Level 1, AI centrality 34 out of 100. O'Fallon, Missouri.

## Details

- Company: [Mastercard](https://jobsbylevel.com/companies/mastercard)
- AI level: AI Level 1 (score 34 out of 100)
- Location: O'Fallon, Missouri
- Salary: $220k-$400k
- Posted: October 19, 2026
- Apply: https://jobsbylevel.com/go/a21cf984-bf94-4a1b-870e-971fd5413d42?utm_medium=ai-agent

## Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Vice President, Software Engineering – Authentication Overview Lead one of Mastercard’s most strategically important global authentication engineering portfolios, advancing secure digital commerce, identity, biometrics, passkeys, and risk-based decisioning to enable trusted, low-friction payments. Mastercard Authentication securely verifies card-not-present transactions through EMV 3DS solutions, including Identity Check, 3DS Server, and Access Control Server; risk-based authentication; Mastercard Passkeys; digital payment credentials for wallets; and in-store biometric checkout. These capabilities help customers improve approvals, reduce fraud, manage risk, and meet regulatory requirements. The Senior Vice President, Software Engineering – Authentication has end-to-end accountability for engineering execution, resiliency, security, scalability, modernization, and operational performance. Reporting to the Chief Technology Officer, Digital Solutions, the role leads a global organization across the United States, India, and Europe and partners with Product, Architecture, Operations, Risk, and regional leadership. Role Engineering Leadership and Delivery Lead the global engineering organization for Mastercard Authentication, spanning EMV 3DS, Risk based Authentication, Mastercard Passkeys and Digital Payment Credentials for Wallet based payments, and innovation for in-store biometric based checkout experiences. Own end-to-end engineering delivery for authentication platforms with accountability for execution quality, availability, resiliency, scalability, latency, security, and operational performance. Platform Strategy, Modernization, and Innovation Set the long-term engineering strategy and modernization roadmap, including architectural convergence across the 3DS estate, cloud and distributed systems evolution, automation, reliability practices, and durable platform simplification. Accelerate the shift from password and OTP-based authentication to biometric, passkey-based, and reusable authentication models that improve customer experience, increase approval rates, reduce cart abandonment and fraud , and support a more secure payments ecosystem. Embed AI into the program’s engineering platforms, operating model, and software development lifecycle in alignment with Digital Payments priorities and responsible AI expectations for risk, bias, compliance, and data use. Product Partnership and Business Alignment Partner with Authentication Product leadership as the engineering co-founder, jointly shaping roadmap priorities, investment choices, KPI commitments, and go-to-market readiness. Align cross-functional priorities with Product, Architecture, Operations, Risk, Legal, Commercial, and regional teams to deliver against business, customer, and regulatory expectations. Risk, Governance, and Operational Excellence Ensure platforms meet security, privacy, and regulatory obligations, including EMVCo specifications, PSD2/SCA, PCI, and global data-privacy requirements, while operating effectively within a three-lines-of-defense risk model. Establish the global engineering operating model, governance forums, scorecards, and performance mechanisms needed to run a data-driven organization with a goal of zero unplanned production downtime. Apply deep technical judgment to inspect plans, challenge assumptions, identify risks early, resolve critical escalations, and raise the bar on engineering discipline. Organization,

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/senior-vice-president-software-engineering-authentication-at-mastercard-7d2805

Source: https://jobsbylevel.com/jobs/senior-vice-president-software-engineering-authentication-at-mastercard-7d2805

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