# Vice President, Portfolio Management Middle Market Banking at Santander

Santander is hiring a Vice President, Portfolio Management Middle Market Banking. It pays $101k a year and Level rates it Little AI ●○○○; you can [apply on Level](https://jobsbylevel.com/go/12081097-abfa-44e5-9129-f6617e20deff?utm_medium=ai-agent).

AI Level 1, AI centrality 0 out of 100. CT New Haven.

## Details

- Company: [Santander](https://jobsbylevel.com/companies/santander)
- AI level: AI Level 1 (score 0 out of 100)
- Location: CT New Haven
- Salary: $101k
- Posted: October 17, 2026
- Apply: https://jobsbylevel.com/go/12081097-abfa-44e5-9129-f6617e20deff?utm_medium=ai-agent

## Prepare for this job

The job page lists 5 likely interview questions for this offer, with a CV checklist: https://jobsbylevel.com/jobs/vice-president-portfolio-management-middle-market-banking-at-santander-11a984

## Description

Vice President, Portfolio Management Middle Market Banking Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Vice President, Portfolio Management role will work within the Commercial Banking Middle Market division and will partner with portfolio and relationship managers to support (i) underwriting new commercial loans for private and publicly owned businesses and (ii) the ongoing portfolio management of existing lending relationships. Responsibilities will include conducting underwriting due diligence, financial analysis of borrowers and guarantors, preparation of internal credit memos, presentation of underwriting diligence and portfolio management results to credit committee, monitoring covenant compliance, risk ratings and credit quality of the portfolio, and other activities in support of the region's overall goals. Throughout the process the Portfolio Manager will interact with multiple internal and external stakeholders, including credit professionals, capital markets, company management, investment bankers, legal counsel, and operations personal. The position will also have the opportunity to teach and mentor junior deal team members. Lead underwriting due diligence and partner with relationship managers and junior deal team members to produce deal screen and underwriting documents Interface with clients and other stakeholders to facilitate underwriting process Detail debt financings and company financials utilizing Excel and Webster’s credit management platform, Sageworks Perform sensitivity analysis and modeling of projected cash flows Draft approval document narrative, thoroughly identify all risks and mitigating factors, document variances to policy/procedures, and assign accurate risk grade Responsible for presenting underwriting memos to credit committee Support legal documentation drafting and negotiations Facilitate loan closing process with commercial loan operations Review, spread, and maintain periodic financial statements, compliance certificates and borrowing base reports Engage with borrowers' CFOs (or similar position) to get qualitative updates on performance Listen to annual or other interim lender update calls and ask questions, when appropriate Ensure the timely completion of renewals, annual reviews, and interim analyses. Ensure borrower is assigned an appropriate risk rating Present internal portfolio review memos to senior credit executives at periodic meetings Execute all amendments/waivers for existing borrowers Maintain ticklers, covenants, and borrower credit files Maintain customer information and data integrity on bank systems Ensure compliance with all regulations, policies, and procedures What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 5+ Years Experience in credit structuring and underwriting and cross selling. - Required. Strong analytical skills and proficiency with financial statement modeling. Strong credit skills with the capacity to evaluate strength

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Source: https://jobsbylevel.com/jobs/vice-president-portfolio-management-middle-market-banking-at-santander-11a984

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Level. https://jobsbylevel.com/jobs/vice-president-portfolio-management-middle-market-banking-at-santander-11a984.

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