# VP, Fund Finance Credit Underwriting & Portfolio Management (First Line of Defense) at Santander

Santander is hiring a VP, Fund Finance Credit Underwriting & Portfolio Management (First Line of Defense). It pays $185k a year and Level rates it Little AI ●○○○; you can [apply on Santander](https://jobsbylevel.com/go/295d1fb8-86a2-4a0b-83b8-d7cfb48e4940?utm_medium=ai-agent).

AI Level 1, AI centrality 36 out of 100. Madison Ave Corp.

## Details

- Company: [Santander](https://jobsbylevel.com/companies/santander)
- AI level: AI Level 1 (score 36 out of 100)
- Location: Madison Ave Corp
- Salary: $185k
- Posted: November 2, 2026
- Apply: https://jobsbylevel.com/go/295d1fb8-86a2-4a0b-83b8-d7cfb48e4940?utm_medium=ai-agent
- Free CV review for this job: https://jobsbylevel.com/cv-review?job=vp-fund-finance-credit-underwriting-portfolio-management-first-line-of-defense-at-santander-58bc6b

## Description

VP, Fund Finance Credit Underwriting & Portfolio Management (First Line of Defense) Country: United States of America It Starts With You: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The VP, Fund Finance Credit Underwriting & Portfolio Management focuses on support to commercial lending teams. The incumbent provides expertise in underwriting, structuring, servicing and documenting new and renewal credits. In addition, the incumbent is responsible for identifying, gathering and analyzing relevant information to assess credit risk, establish viability of sources of repayment and determine appropriate loan structures. Acts as lead underwriter in collaboration with bankers in preparing credit approval memos with recommendations consistent with bank policy that illustrate well-reasoned analysis. The Sr. Associate, Underwriting & Portfolio Management performs servicing reviews and supports management of the assigned portfolio to identify and minimize risk to the organization. Provides quality customer service, including participation in joint calls on customers, as needed. Manages and services a portfolio of existing loan relationships. Expands and builds relationships with a high degree of resultant customer satisfaction. Ensures financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations. Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc. Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio. Assists in special projects as assigned. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Master's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred Qualifications: 9+ Years Financial analysis, structuring, underwriting and portfolio management. - Required. Skilled in proposing and negotiating and recommending credit and covenant structures. Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments. Demonstrated practical and conceptual knowledge of credit and risk analysis. Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship. Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization. Solid understanding of industry nuances applicable to the credits contained within the group's portfolio. Solid knowledge of loan and related legal documents. Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed

The description is cut here. Read the full offer: https://jobsbylevel.com/jobs/vp-fund-finance-credit-underwriting-portfolio-management-first-line-of-defense-at-santander-58bc6b

Source: https://jobsbylevel.com/jobs/vp-fund-finance-credit-underwriting-portfolio-management-first-line-of-defense-at-santander-58bc6b

## Cite this page

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