AmazonPosted 2mo ago

Credit Risk Manager, Credit Risk

Credit Risk Manager, Credit Risk at Amazon scores 23 out of 100 on AI centrality, which makes it AI Level 1 of 4 (Little AI) on this board. The level measures how much of the work is AI, not seniority.

IN, KA, Bangalorefull-time

AI in this role

We are looking for a sharp, detail-oriented analyst to join our Credit Risk Management team. In this role, you won't just be pulling data; you will be helping us shape the policies that govern our lending backbone. You will support the team in analyzing portfolio performance, identifying trends, and providing data-driven recommendations to optimize our risk-reward balance.

Key job responsibilities
● Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
● Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
● Reporting: Maintain and update risk dashboards to track Key Performance Indicators (KPIs) like delinquency rates and loss ratios.
● Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain "the why" behind the numbers.

A day in the life
● Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
● Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
● Reporting: Maintain and update risk dashboards to track Key Performance Indicators (KPIs) like delinquency rates and loss ratios.
● Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain "the why" behind the numbers.

About the team
The Credit Risk team is the backbone of all credit underwriting strategies with decision making capabilities for everything pertaining to credit underwriting of customers.
You will gain -
● Direct exposure to the decision-making process in a high-stakes financial environment.
● Mentorship from experienced risk strategists.
● The opportunity to see your data analysis translate directly into live credit policies.

Basic qualifications

- Experience using SQL
- Experience in data analysis and problem solving

Preferred qualifications

- Experience using Microsoft Excel

Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.