ExperianFull Stack Engineer – PHP + React (Contract)
AI in this role
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more. Experian invests in people and new advanced technologies to unlock the power of data. We have an amazing team of 25,200 people in 32 countries.
Our uniqueness is that we celebrate yours. Experian's people first, inclusive and purpose driven culture is multi award-winning; World's Best Workplaces™ 2025 (Fortune Global Top 25), Great Place To Work™ in 26 countries to name a few. Check out Experian Life on social or explore our Careers Site to understand why. Experian is also proud to be an Equal Opportunity and Affirmative Action employer. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity
The team develops innovative data-sharing solutions that help financial institutions make faster, more informed lending decisions through Australia's Consumer Data Right (CDR) framework, empowering lenders, brokers, and fintechs to instantly verify income, assess affordability, and accelerate lending decisions. As part of this innovative and fast-growing business unit, you'll contribute to building and enhancing solutions that simplify access to trusted financial data, improve customer experiences, and drive the future of Open Banking.
What You'll Be Doing
As a Senior Full Stack Engineer in Product Engineering, you'll design, build, and operate customer-facing and internal platforms across—,APIs, services, and data—primarily on the PHP and MySQL ecosystem and AWS Cloud environment. You'll also help the team safely leverage GenAI coding assistants, such as GitHub Copilot, Cursor, and Lovable. This will improve delivery velocity, code quality, and developer experience, in line with our AI governance standards.
What you'll need to bring to the role & Experian
- Bachelor's degree in Computer Science or a related discipline.
- 5+ years of experience in PHP application development and software design.
- 3+ years of experience with React.js and modern front-end development.
- Strong knowledge of Object-Oriented programming, design patterns, and relational databases (e.g., MySQL, PostgreSQL, SQL Server, Oracle).
- Experience with Python and PHP frameworks such as Laravel or CodeIgniter.
- Familiarity with AWS, Linux environments, and Nginx.
- Experience with automated testing tools such as Selenium, Playwright, or Puppeteer.
- Experience communicating updates and resolutions to customers and other partners, with exposure to Agile delivery and secure software development practices.
- A commitment to security, privacy, and compliance standards (PCI/ISO/SOC).
- This role reports directly to the Hiring Manager
- Hybrid working model, with 2 days in the office and 3 days working remotely each week.
Benefits/Perks:
- Work Arrangement: Hybrid. You will combine in-office and remote work, with regular attendance required at the office.
- Experian is an equal opportunities employer
#LI-Hybrid
Recruitment Fraud Awareness - Experian's recruitment process is conducted only through authorised channels. Recruitment communications will only be sent from an @experian.com email address. Experian will never ask candidates to make any payment as part of an application, interview, assessment, onboarding, or recruitment process. To apply for roles or verify opportunities, please visit experian.com/careers.
Experian Careers - Creating a better tomorrow together
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How we rate this
Full Stack Engineer – PHP + React (Contract) at Experian rates 17 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.
Prepare for this job
A free preview built only from this posting: what it asks for, what you could be asked in an interview, and how to adjust your resume.
Skills and AI tools this role asks for
Questions you could be asked
- What's a project where you used Copilot hands-on?
- Walk me through how you've used Cursor in your day-to-day work.
- What are the limits of Lovable that you've run into, and how did you work around them?
Adapt your resume
- List these exact terms on your resume: Copilot, Cursor, and Lovable. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them — a tool named with nothing behind it rarely survives a human read.
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