Software Engineer
Visa is hiring a Software Engineer in Reading, United Kingdom. Level rates it ; you can apply on Level.
AI in this role
Design, implement, and improve fintech software applications utilizing AI coding assistants as a required tool.
About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Job Summary
Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements.
All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. Claude Code, ChatGPT, Microsoft Copilot) to support everyday work.
Key Responsibilities
- Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes.
- Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders.
- Participate in system design and architecture, refining code plans and contributing to design documentation.
- Contribute to project estimation and escalate issues that may cause delays.
- Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices.
- Apply debugging tools to verify assumptions and proactively flag issues before they occur.
- Participate in code reviews to ensure coding standards are followed and address routine pull requests.
- Create test plans and configure testing procedures to identify and resolve defects for multiple features.
- Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance.
- Leverage and build knowledge of software developer tools to create, debug, and maintain code for components.
- Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance.
- Participate in Production Support rota covering weekdays and week ends.
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications
- Relevant work experience and a Bachelor’s degree
Preferred Qualifications
- Experience building and testing enterprise-scale web services (minimum one year).
- Experience working on client-facing project or technical teams (minimum one year).
- Experience in integrating feedback into design and solution fixes.
- Experience in mentoring junior engineers and collaborating with cross-functional teams.
- Experience in technologies/software systems or a directly related field (minimum two years).
- Experience in developing and/or implementing back end applications (minimum two years).
- Experience in system design and architecture for product components.
- Experience in debugging and troubleshooting software issues.
- Experience in code review and applying coding standards.
- Experience in test planning and execution for software features.
- Experience in responding to support requests and deploying fixes.
- Experience in using software developer tools for code creation and maintenance.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
How we rate this
Software Engineer at Visa rates 40 out of 100 for how much of the daily work is AI. That makes it Uses AI (AI Level 2 of 4). The level is about AI in the job, not seniority.
Uses AI. An ordinary role that requires AI tools.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Also common in software engineer jobs at this level
Pay
- Typical software engineer job
- $168k
This posting doesn't list pay. Use the typical software engineer figure when pay comes up. See software engineer jobs
Questions you could be asked
- Tell me about a project where software development was part of your work. What did you do?
- Tell me about a project where system design was part of your work. What did you do?
- Tell me about a project where coding was part of your work. What did you do?
- What's a project where you used ChatGPT hands-on?
- Walk me through how you've used Claude in your day-to-day work.
Adapt your resume
- List these exact terms on your resume: Software Development, System Design, Coding, ChatGPT, and Claude. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
- Put the AI tool in a bullet point about what you did, not just in a skills list. This role treats it as a required part of the job.
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