Head of FP&A | Efficiency

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

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About the Role

We are seeking an FP&A Senior Manager to lead our FP&A Efficiency agenda — driving and influencing the optimization of Nubank's global cost base. You will lead a core Financial Planning & Analysis team focused on cost management and partner closely with the business to build a culture of cost discipline and high-performance efficiency, treating every dollar as a source of competitive advantage rather than a back-office exercise. You will help owners identify strategic investments that support Nubank's future growth while maintaining a lean cost base — equipping partners with the rigorous planning, forecasting, and multidimensional analysis they need to drive decisions at the most senior levels.

This role is not about optimizing ratios in isolation; it is about helping engineer one of the most efficient financial engines in the industry. The scope is global and company-wide: you will lead all of Nubank's Global Opex and Capex — influencing US$5B+ yearly across the company — with a sharp, relentless focus on cost.

You will operate with a high degree of autonomy across complex scenarios involving multiple teams, stakeholders, and areas of expertise. You will manage trade-offs, resource allocation, and cross-functional alignment while leading and developing a high-performing team. You will contribute to short-term (6–18 months) strategy building and cascade it into clear tactical plans, with consistent exposure to senior leadership.

This is a people-management role: you will lead, coach, and grow the team; shape its composition and priorities; and act as an effective change agent, guiding the area through organizational and business evolution.

You’ll be Responsible for

• Lead the planning, budgeting, forecasting, and reporting cycles for Nubank's Global Opex and Capex, providing business owners the visibility, planning discipline, and controls to manage their financials (budget, expenses, and contracts) and risk, with a sharp focus on cost efficiency and full accountability for the integrity of the numbers.

• Drive the adoption of AI, advanced analytics, and automation to redefine financial processes, measuring rigorous KPIs to iterate and scale successes across the function.

• Translate multi-dimensional data (operational, market, regulatory) into strategic insights, identifying trends and quantifying their expected impact on key business drivers.

• Handle and support the team through problems and ambiguities, effectively managing trade-offs, resource allocation, and required alignments.

• Manage large and/or multidisciplinary initiatives with consistent exposure to senior stakeholders, knowing when and how to escalate to direct managers and critical stakeholders.

• Contribute to short-term (6–18 months) strategy building and cascade it into tactical plans.

• Lead with a diverse range of perspectives, manage complex conflict as a mediator, and influence company-wide decisions — knowing when to disagree and when to commit and guiding the team to move things forward.

What We're Looking For Someone Who Has

Required

• Analytical ability — you analyze complex, multi-dimensional data sets to generate strategic insights, synthesize cross-functional information into clear guidance, and communicate findings with authority that influences senior stakeholders.

• Strategic acumen — you leverage broad knowledge of business drivers and interdependencies to develop scalable solutions, consider emerging industry trends and regulatory changes, and prioritize initiatives for long-term value creation, even when this requires short-term trade-offs.

• Financial expertise — deep mastery of financial analysis, planning, accounting and reporting, controls and compliance, and modeling and valuation, with the ability to design frameworks that enhance predictive accuracy and business agility.

• Communication — you communicate complex messages clearly and persuasively, adapt your style across audiences and cultures, promote productive idea exchange, and listen actively.

• Stakeholder management — you map and navigate key stakeholders, build productive and trust-based relationships, and proactively influence stakeholders to gain buy-in, resolve conflicts, and adjust priorities when needed.

• Agile adaptability — you anticipate and navigate complex problems, develop innovative solutions that address root causes, and lead experimentation that delivers high-impact value.

• Technology & AI fluency — you guide teams in applying advanced analytics and visualization, lead the implementation of AI solutions and automations that optimize business processes, and drive AI initiatives that map to core business goals.

• Leadership — you lead, coach, and develop people, build strong and diverse teams, and act as an effective change agent.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, Engineering, Business, or a related field; advanced degree or relevant certification (e.g., CFA) is a plus.

• Extensive experience in FP&A, corporate finance, accounting, or a closely related function, including significant experience leading and developing teams.

• Proven track record of owning financial planning, forecasting, and performance management for a business area or function.

• Strong command of financial modeling, valuation, and advanced data analysis; proficiency with modern analytics and visualization tools.

• Experience influencing and partnering with senior leadership on strategic decisions.

• Demonstrated ability to lead through ambiguity, manage complex trade-offs, and drive change across cross-functional and multidisciplinary environments.

• Fluency in English; additional languages are a plus.

Work Setup

Location

São Paulo, Brasil

Work model

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Office requirement

2-3 days per week at the office.

Our Benefits

• Chance of earning equity at Nubank;

• Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)

• Public Transportation Commuting Benefit (Vale-Transporte)

• NuCare – Psychological, Financial and Legal Assistance Program

• Life Insurance

• Medical Plan

• Dental Plan

• NuLanguage – Language Course Program

• Nucleo - Our learning platform of courses

• Extended Parental Leave

• Daycare Allowance

• Parental Consultancy

• Work-from-home Allowance

• Gym Partnerships

• 30 days of paid vacation

• Relocation Assistance Package, if applicable

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here