Lead Rider Collection.Credit Management MBP
AI in this role
Conduct field visits to collect overdue payments, verify customer locations, and support recovery activities in compliance with bank policies.
Job Purpose
To conduct field visits to customers for the collection of overdue payments, delivery of collection notices where applicable, verification of customer whereabouts, and support recovery activities while ensuring compliance with the Bank's collection policies, regulatory requirements, and ethical collection practices.
Key Result Areas
• Visit customers at their residential or business addresses to collect overdue payments.
• Facilitate payment through approved digital or banking channels wherever possible.
• Collect cash or cheques only if specifically authorized by the Bank and strictly in accordance with established cash-handling procedures. Issue official payment receipts for any authorized physical collections.
• Encourage customers to make timely payments and explain available payment options.
• Obtain and record customer payment commitments (Promise to Pay – PTP).
Knowledge, Skills and Experience
Qualifications
• Bachelor's degree.
• Valid motorcycle driving license.
• Ability to ride safely and travel extensively within assigned areas.
Technical Skills
• Basic knowledge of collection processes.
• Ability to use mobile applications and handheld devices.
• Basic MS Office skills.
• Familiarity with digital payment methods.
• Route planning and time management.
Experience
• 2-3 years of experience in field collections, recovery, courier services, or customer-facing field operations.
• Experience in banking or financial services.
Competency
• Integrity and honesty.
• Customer service orientation.
• Self-motivated and disciplined.
• Problem-solving skills.
• Ability to work independently.
• Physical fitness for field duties.
How we rate this
Lead Rider Collection.Credit Management MBP at Mashreq rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.
Prepare for this job
A free preview built only from this posting: what it asks for, what you could be asked in an interview, and how to adjust your resume.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where field collections was part of your work. What did you do?
- Tell me about a project where recovery was part of your work. What did you do?
- Tell me about a project where route planning was part of your work. What did you do?
- Tell me about a project where customer service was part of your work. What did you do?
- Walk me through how you've used Ms Office in your day-to-day work.
Adapt your resume
- List these exact terms on your resume: Field Collections, Recovery, Route Planning, Customer Service, and Ms Office. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them — a tool named with nothing behind it rarely survives a human read.
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