Senior Pricing Analyst

AI in this role

The Senior Pricing Analyst will be reporting into the Portfolio & Pricing Manager and is responsible for developing and managing analytical tools and strategies to evaluate and monitor risk adjusted returns across portfolios, ensuring effective pricing strategies.

Key Responsibilities

Pricing Analysis: Utilising statistical techniques and data analysis to assess portfolio-level risk, returns, volatility, and risk aligned pricing.
Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics to ensure portfolio performance is in alignment with risk and return targets.
Policy and Strategy Development: Supporting the creation of pricing proposals and strategies.
Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns, and creating / maintaining monitoring post strategy implementation.
Stakeholder Collaboration: Working with internal teams, including Capital Markets, Credit Risk, Commercial, Operations, and more.
Analytical expertise and strong coding skills in SQL are essential.

Skills, Knowledge & Expertise

A degree in Finance, Statistics, Economics, Mathematics, or a related field.
Proficient in SQL, with python experience highly beneficial.
Experience with cash flow simulations and IRR / NPV calculations.
Experience in pricing or portfolio management.
Understanding of credit risk metrics (PD, LGD, EAD) and financial modelling.
Experience with data visualization tools and techniques.
Excellent analytical, problem-solvings kills and attention to detail.
Experience with statistical analysis. Desirable Skills
Experience in SME lending.
Tableau experience.
Python and VBA experience.

How we rate this

Senior Pricing Analyst at YouLend rates 25 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.