Senior Software Engineer - Payment Capabilities
Marks & Spencer is hiring a Senior Software Engineer - Payment Capabilities. Level rates it ; you can apply on Level.
AI in this role
Senior Software Engineer needed to design, build, and evolve M&S's online payment capabilities and high-volume backend services.
We’re looking for a Senior Software Engineer to play a pivotal role in evolving M&S’s Payments Platform. This team provides the critical software capabilities that power online payments across the business, enabling millions of customers to complete purchases securely, reliably, and seamlessly across all M&S digital channels.
Your “customers” are product teams, engineers, business stakeholders, and ultimately millions of M&S customers — and your mission is to make them faster, more effective, and more confident through scalable services, resilient integrations, and exceptional engineering practices.
This is a role for an engineer who is excited by building high-volume transactional systems, solving complex payment challenges, and modernising technology platforms that sit at the heart of M&S’s online growth ambitions.
About the Team
Our engineering teams enable product, engineering, and business teams to deliver customer experiences with speed and confidence. We create reliable, scalable, and secure platforms rooted in strong engineering standards, automation, and continuous improvement.
You will join the Payments team, helping to modernise and evolve critical payment capabilities.
The Payments team plays a critical role in supporting M&S’s online growth strategy, ensuring customers can purchase with confidence through secure, scalable, and reliable payment experiences.
What You'll Do
Your key accountabilities will include:
· Design, build, and evolve payment services and capabilities that enable seamless customer transactions across M&S digital platforms.
· Develop resilient backend services, APIs, and integrations that support millions of customer payment journeys every year.
· Own features end-to-end, taking responsibility for solution design, development, testing, deployment, and production support.
· Help shape the technical direction of the Payments platform, balancing performance, scalability, resilience, security, and cost through modern engineering practices.
· Champion engineering excellence through clean, maintainable, and well-tested code, helping establish best practices across engineering teams.
· Drive operational excellence by designing systems with observability, monitoring, resilience, and supportability at their core.
· Utilise tools such as Dynatrace to improve platform visibility, monitoring, alerting, and service reliability.
Who You Are
· A senior backend software engineer with deep experience designing and delivering scalable, resilient systems in complex enterprise environments.
· Strong Java engineering expertise with experience building enterprise services, APIs, and integrations across distributed systems.
· Knowledge in designing systems that serve large customer populations while maintaining high availability, performance, and security.
· Work with ecommerce platforms, payment services, or highly transactional systems is advantageous.
· Passionate about software quality, testing, maintainability, and engineering best practices.
· Strong understanding of CI/CD, observability, production support, and operational excellence.
What’s in it for you
Being a part of M&S is exactly that – playing your part to bring the magic of M&S to our customers every day. We’re an inclusive, dynamic, exciting, and ever-evolving business built on doing the right thing and bringing exceptional quality, value, service to every customer, whenever, wherever, and however they want to shop with us.
Here are some of the benefits we offer that make working for M&S just that little bit more special…
· 20% colleague discount across M&S products and selected third-party brands.
· Competitive holiday entitlement with the potential to buy extra holiday days.
· Discretionary bonus schemes awarded based on personal and business performance.
· A generous Defined Contribution Pension Scheme and Life Assurance.
· A tailored induction and extensive learning and development opportunities.
· Amazing perks and discounts via the M&S Choices platform, including GymSave and the opportunity to become an M&S Shareholder.
· A dedicated charity volunteer day to support a cause you're passionate about.
· Access to a fantastic range of wellbeing support, including a 24/7 Virtual GP and wellbeing services.
Everyone’s Welcome
We are ambitious about the future of retail. We’re disrupting, innovating, and leading the industry into a more conscientious, inspiring digital era. We’re transforming how we work together and offering our most exciting opportunities yet.
Marks & Spencer strives to be an inclusive organisation, trusted and admired by our colleagues, customers, and suppliers.
We are committed to building diverse and representative teams, where everyone can bring their whole selves to work and be at their best. We support each other and win together.
If you’d benefit from any support or reasonable adjustments during any stage of the recruitment process, please let us know when completing your application.
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How we rate this
Senior Software Engineer - Payment Capabilities at Marks & Spencer rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.
Prepare for this job
A free preview built only from this posting: what it asks for, what you could be asked in an interview, and how to adjust your resume.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where backend was part of your work. What did you do?
- Tell me about a project where api was part of your work. What did you do?
- Tell me about a project where software engineering was part of your work. What did you do?
- Tell me about a project where payments was part of your work. What did you do?
- Tell me about a project where scalability was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Backend, API, Software Engineering, Payments, and Scalability. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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