Software Engineer

Visa is hiring a Software Engineer in Denver, United States. It pays $87k-$134k a year and Level rates it ; you can apply on Level.

AI in this role

prompt-engineeringragllm-integrationai-agents

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Job Summary

The SW Engineers design, develop, test, and maintain secure, scalable applications, services, and platform capabilities. This role combines core application and backend engineering with AI-enabled solutions that improve developer productivity, testing, release automation, and engineering self-service.
The engineer works hands-on with code, APIs, data, cloud services, automation frameworks, and AI-assisted development tools.

The role partners with product, engineering, QA, security, infrastructure, and operations teams to deliver reliable solutions. All work follows engineering standards, security requirements, and applicable regulatory expectations.

Key Responsibilities

Design, develop, test, deploy, and maintain web applications, backend services, APIs, integrations, and reusable platform components.
Build developer enablement solutions, including CI/CD integrations, test automation, release automation, and engineering self-service capabilities.
Develop AI-enabled solutions such as code and test assistance, knowledge retrieval, workflow automation, and agentic frameworks.
Participate in technical design, code reviews, debugging, production support, and continuous improvement of reliability, performance, and security.
Collaborate with stakeholders to translate requirements into practical technical solutions; identify risks, dependencies, and delivery concerns.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

This job posting will be open until Dec 21, 2026.

Visa is not offering relocation assistance for this role.

Visa is not supporting immigration support for this role.

Qualifications

Basic Qualifications

Bachelors degree, OR 3+ years of relevant work experience

Preferred Qualifications

2 or more years of work experience.
Experience in technologies, software systems, application development, platform engineering, or a directly related field (minimum two years).
Experience developing and/or implementing web-based applications, backend services, RESTful APIs, or service integrations (minimum two years).
Experience with AI-enabled software solutions, such as LLM integrations, AI-assisted workflows, automation, or agentic frameworks.
Experience debugging software issues, participating in code reviews, applying coding standards, and using developer tools for code creation and maintenance.
Experience building, testing, deploying, and supporting enterprise-scale frontend, backend, web, or platform services.
Experience developing backend applications using Java, Python, Go, JavaScript/TypeScript, or similar languages.
Experience with developer platforms, CI/CD, test frameworks, release automation, cloud services, databases, APIs, systems integration, and observability tools.
Familiarity with AI/LLM patterns such as RAG, prompt engineering, tool/API integration, agentic workflows, evaluation, security controls, and human oversight.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $86,500.00 to $ 134,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

How we rate this

Software Engineer at Visa rates 63 out of 100 for how much of the daily work is AI. That makes it Works on AI (AI Level 3 of 4). The level is about AI in the job, not seniority.

Classification

Works on AI. The daily work is on AI products, without building the model.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.

Key facts

Software Engineer is an open job at Visa.
Level rates this role AI Level 3 of 4: Works on AI.
The listed salary is $87k-$134k a year.
The role is based in US - Denver, CO.
The job was posted on October 15, 2026.
Seniority: mid.
Applications are handled by Visa. Apply on Visa

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

Prompt engineeringRAGLLM IntegrationAI agents

Also common in software engineer jobs at this level

AWS Kubernetes C++React Machine learning Google Cloud

Pay

This job starts at: $87k
Typical software engineer job: $168k

This posting starts 49% below the typical software engineer job. See software engineer jobs

Questions you could be asked

How do you structure and test a prompt to get consistent output from a language model?
How would you design a retrieval step so the model answers from real data instead of guessing?
How have you integrated a large language model into a production application?
How do you decide when an AI agent can act on its own versus asking for approval first?
Describe a typical day in a role like this one: which parts run through AI directly?

Adapt your resume

List these exact terms on your resume: Prompt engineering, RAG, LLM Integration, and AI agents. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
Show where AI is part of your daily process, not a one-off project. This role expects it to be a running habit.

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