Level

Coinbase

Software Engineer, Backend - Payments Platform

AI in this role

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

As a Software Engineer on the Payments Platform team within the Platform group, you'll build the backend services that power fiat on- and off-ramps for millions of Coinbase customers. This team owns the payment rails, routing, and funds-flow infrastructure that connects Coinbase products to global payment methods and financial partners. You'll deliver features and services where every transaction must be correct, secure, and reliable, working across the stack to help scale one of the most critical systems in crypto.

What You'll Do:

  • Build and ship backend payment services in Go that process high-volume fiat transactions across multiple payment rails, ensuring correctness and reliability at every step
  • Deliver well-scoped projects end-to-end, from technical design through production deployment, contributing to services that handle real money movement for consumer and institutional customers
  • Contribute to the design and evolution of Payments Platform's distributed systems, participating in architecture discussions and code reviews that improve system reliability and scalability
  • Partner with product managers, senior engineers, and cross-functional teams to translate product requirements into technical implementations on a quarterly roadmap cadence

Required Skills and Experience:

  • 2+ years building and operating backend services in production, with proficiency in Go, Python, Java, or similar backend languages
  • Experience with relational databases (Postgres or similar), service-oriented architectures, and cloud-native development patterns
  • Demonstrated ability to deliver projects end-to-end with production-quality, well-tested code in systems where correctness and reliability matter
  • Familiarity with financial systems, payment processing, or high-reliability transactional infrastructure
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)). 

 

Annual base salary range (excluding equity and bonus):$152,405—$179,300 USD
  • Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
  • Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
  • US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
  • Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
  • Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

How we rate this

Software Engineer, Backend - Payments Platform at Coinbase rates 36 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

  1. ●●●● Builds AI80 to 100
  2. ●●●○ Works on AI60 to 79
  3. ●●○○ Uses AI40 to 59
  4. ●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.

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