MastercardSoftware Engineer II
Mastercard is hiring a Software Engineer II in Pune, India. Level rates it ; you can apply on Level.
AI in this role
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Software Engineer IIJob OverviewSupport software engineering through programming, testing, implementation, documenting, and delivery of software solutions. Research alternative technical solutions for changing business needs, including leveraging AI-assisted development tools and intelligent agents to improve productivity and code quality.
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Major Accountabilities
• Responsible for programming, testing, implementation, documentation, maintenance, and support of systems application software in adherence with Mastercard standards, processes, and best practices.
• Develop high-quality, secure, and scalable software solutions using Java, Springboot, Cloud services,Kafka, Postgtres, Caasandra, JCL, Cobol, DB2, Vsam and related backend technologies, based on technical requirements specifications and design artifacts, within expected time and budget.
• Leverage AI-assisted coding tools (e.g., code suggestions, refactoring, test generation) to improve development efficiency and software quality.
• Assist in the development and integration of AI-enabled components or agents (such as automation workflows, rule-based or ML-assisted services, or intelligent system interactions) under guidance.
• Research, create, and evaluate technical solution alternatives, including AI-based and automation-driven approaches, to address evolving business needs.
• Create system, AI prompt/configuration, and testing documentation per department standards.
• Follow development, testing, and AI-usage standards to ensure compliance with audit, security, and responsible AI requirements.
• Follow Mastercard Quality Assurance and Quality Control processes.
• Support collection and reporting of project, software, and AI productivity metrics.
• Actively look for opportunities to enhance coding standards, introduce automation, and improve overall process efficiency using AI where appropriate.
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Knowledge / Experience
• Basic understanding of Software Engineering concepts, methodologies, and object-oriented programming ( Java, Springboot, Cloud services, Kafka, Postgtres, Caasandra preferred, JCL, Cobol, DB2, Vsam ).
• Foundational exposure to AI concepts, such as AI-assisted development tools, APIs, agents, or automation frameworks, is a plus.
• 2+ years of experience in the software engineering field.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
How we rate this
Software Engineer II at Mastercard rates 51 out of 100 for how much of the daily work is AI. That makes it Uses AI (AI Level 2 of 4). The level is about AI in the job, not seniority.
Uses AI. An ordinary role that requires AI tools.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Also common in software engineer jobs at this level
Pay
- Typical software engineer job
- $168k
This posting doesn't list pay. Use the typical software engineer figure when pay comes up. See software engineer jobs
Questions you could be asked
- How do you think about the risk of an AI system in this kind of role failing silently?
- This role expects you to use AI tools as part of the job. Which ones have you used, and for what?
- Tell me about a time an AI tool got something wrong. How did you catch it?
Adapt your resume
- List these exact terms on your resume: AI Safety. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
- Put the AI tool in a bullet point about what you did, not just in a skills list. This role treats it as a required part of the job.
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