Application Engineering Technical Lead, Digital Payments

Responsibilities

• Provide expert-level technical leadership and direction for critical digital products and platforms supporting Cash Plus Debit Card and Digital Wallet integration capabilities.
• Lead the design, development, implementation, and maintenance of scalable frontend and backend solutions leveraging modern architecture patterns and enterprise engineering standards.
• Partner with Product Managers, Product Architects, and Domain Architects to translate business requirements into technical solutions, delivery roadmaps, and architecture designs.
• Evaluate, recommend, and integrate third-party products, SDKs, APIs, and vendor services while ensuring scalability, maintainability, and long-term platform health.
• Review and approve technical designs, code, testing strategies, architecture specifications, documentation, and team deliverables to ensure quality, security, and reliability.
• Lead solution reviews, architecture discussions, design sessions, code reviews, and technical decision-making across multiple teams.
• Drive performance optimization, resiliency, observability, accessibility compliance, and operational excellence across client-facing digital experiences.
• Identify technical risks and complex production issues, perform root cause analysis, and lead timely resolution while proactively preventing future issues.
• Establish and promote engineering standards, secure coding practices, testing methodologies, CI/CD automation, and DevOps best practices across the organization.
• Communicate technical strategy, project impacts, and solution recommendations to key stakeholders while influencing technology investment decisions and engineering roadmaps.
• Mentor engineers and technical leads, fostering continuous learning, technical excellence, and adoption of emerging technologies and development standards.
• Ensure all solutions comply with enterprise technology, information security, and regulatory requirements while continuously identifying opportunities for process and quality improvement.
• Participate in special projects and perform other duties as assigned.

Qualifications:

• Minimum of eight years related work experience, with at least three years of technology architect experience.
• Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.

Preferred Qualifications:

• Expert knowledge of frontend application architecture and enterprise web application development.
• Strong expertise in Angular, React, TypeScript, JavaScript, and modern frontend design patterns.
• Deep understanding of component-based architectures, state management, API integration, responsive design, and accessibility standards.
• Experience designing and delivering digital payments and debit card solutions.
• Experience integrating payment processors, card platforms, digital wallets, or vendor SDKs.
• Strong expertise with:
  • React
  • Angular
  • TypeScript
  • Node.js
  • NestJS
  • GraphQL
• Experience building cloud-native applications using AWS services such as ECS, EKS, Lambda, and Fargate.
• Experience implementing CI/CD pipelines using GitHub Actions and modern DevOps tooling.
• Working knowledge of observability and monitoring platforms such as AppDynamics, Open Telemetry, Splunk, and Adobe Analytics.
• Experience developing highly available and resilient applications in enterprise environments.
• Experience working in financial services, fintech, banking, or highly regulated industries.
• Familiarity with mobile application architectures and mobile-web integration patterns.
• Experience presenting technical strategies, architecture decisions, and engineering roadmaps to senior architects and leadership.

Special Factors

Sponsorship

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.