Associate, Global Credit

Job Description

What is the opportunity?

RBC is seeking an Associate to join a dynamic, globally connected team. The role is responsible for managing an assigned portfolio of Global Corporate clients, working with Corporate Banking and other groups to facilitate and enhance the credit process through efficient and value-add support to partners. The incumbent will provide prompt attention to client requests from within RBC, resolving credit issues with various banking units and Group Risk Management as warranted.

What will you do?

• Ensure timely preparation of credit transaction requests (to include new borrowing, extensions and amendments) and annual reviews of an assigned portfolio of European Corporate clients
• Assume ownership of data integrity across the assigned portfolio, ensuring that all information is accurately recorded and maintained within the Bank’s internal systems.
• Utilise bank policies/guidelines and judgement to manage daily excesses, over-limit payments in accordance with Delegated Authorities and manage ongoing credit relationships within RBC providing fair, specific and balanced advice
• Keep up to date on policy changes/updates and participate in team deliverables with respect to regulatory/audit priorities
• Demonstrate a client service mindset while negotiating documentation, booking new credit lines, implementing rigorous reporting requirements, credit surveillance and operationally managing lending portfolio
• Prepare reports of portfolio statistics and other management information reports
• Seek opportunities to increase automation
• Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners

What do you need to succeed?

Must Have:

• Work experience in a credit analyst role, ideally in a corporate credit environment evidencing strong financial risk analysis and/or accounting skills
• Ability to prioritize work and manage competing demands
• Excellent written and spoken communications abilities
• Familiarity with LMA credit documentation
• Ability to work in an interactive team environment
• Strong general PC skills (Word, PowerPoint, Excel, Outlook)
• Ability to strike a balance in putting Client First while ensuring that internal standards are maintained, and deliverables are provided
• Academic background with a university degree, other professional designation or relevant work experience

What is in it for you?

We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper.  We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team

#GCREDITRBC

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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.